Fernandina Beach Homes with Lakefront Frontage

Fernandina Beach Homes with Lakefront Frontage

Welcome to Fernandina Beach, a hidden gem nestled on the northeastern coast of Florida in Nassau County. This picturesque city is renowned for its stunning beaches, rich history, and vibrant community, making it an ideal place for those seeking a tranquil yet engaging lifestyle. With its charming historic district, delightful boutiques, and delectable dining options, Fernandina Beach offers a perfect blend of small-town warmth and coastal allure.

One of the most captivating features of Fernandina Beach is its array of homes with lakefront frontage. Imagine waking up to the serene views of shimmering waters, where the gentle sounds of nature greet you each morning. These properties not only provide a peaceful retreat but also offer endless recreational opportunities right at your doorstep. Whether you enjoy fishing, kayaking, or simply unwinding by the water, lakefront living enhances your everyday experience.

The homes in this area are as diverse as the community itself, ranging from quaint cottages to luxurious estates, each with unique architectural styles that reflect the charm of coastal living. Many of these residences boast expansive outdoor spaces, perfect for entertaining or enjoying a quiet evening under the stars.

Living in Fernandina Beach means embracing a lifestyle filled with adventure, relaxation, and connection to nature. With its beautiful lakefront homes, you can enjoy the best of both worlds: the tranquility of waterfront living and the vibrant community spirit that makes Fernandina Beach a truly special place to call home. Come explore the possibilities and discover your perfect oasis in this enchanting coastal city!

Newest Fernandina Beach Homes with Lakefront Frontage

96046 Montego Bay, Fernandina Beach
$849,000
4 Beds ⋅ 2 Baths ⋅ 117584 MLS
Live the best of coastal Amelia Island living with golf, beach days, and downtown just minutes away! This beautifully maintained home at 96046 Montego Bay offers an ideal location near three incredible golf courses, Amelia Island’s beautiful beaches, and historic downtown Fernandina Beach—easily accessible by golf cart. Set against a peaceful, private lake backdrop and wooded views, this home offers the perfect blend of comfort, convenience, and relaxed Florida living. Inside, thoughtful custom touches add both character and functionality. The kitchen features custom cabinetry, pull-out shelving, and abundant storage, while additional cabinetry above the washer and dryer and built-in drawers maximize everyday organization. The den is a standout space with custom built-ins flanking the propane fireplace, a beautiful marble-tile surround, and a custom mantle. Architectural details throughout include custom foyer columns, widened baseboards, and a tray ceiling in the primary suite. The extended back porch and outdoor spaces provide plenty of room to enjoy the peaceful natural setting, with a tiled covered porch and expanded paver area. The widened paver driveway adds curb appeal and convenience. The home also conveys with two refrigerators, an upright deep freezer, two solar attic fans, and a water softener, offering exceptional storage and functionality. With \an unbeatable location close to golf, the beach, and downtown Fernandina Beach, this is a wonderful opportunity to enjoy the Amelia Island lifestyle in a home designed for one-story, easy living, while still boasting 4 bedrooms. Txt or call Sarah for a private tour today.

96046 Montego Bay, Fernandina Beach
47 Laurel Oak Rd, Fernandina Beach
$2,150,000
3 Beds ⋅ 4 Baths ⋅ 117611 MLS
Coastal Elegance Meets Serene Lakefront Living, where timeless coastal charm, sophisticated updates, and breathtaking water views create a truly special home. Located within the desirable Amelia Island Plantation, this beautifully renovated residence is filled with natural light and offers a serene connection to its picturesque waterfront setting. All three bedrooms face the lake, each with a dramatic wall of windows showcasing gorgeous water views. The home features a stunning, newly opened kitchen showcasing exquisite quartzite countertops, new backsplash, premium Thermador appliances, and soft-close cabinetry. A stylish new wet bar. Fresh interior paint, beautiful new flooring, all-new interior and exterior lighting, and custom-made draperies add warmth and sophistication. The inviting primary suite offers a peaceful sanctuary with sweeping lake views, separate his-and-her closets, and quartzite countertops. Upstairs, a second lake-facing primary suite and third bedroom provides a wonderful private retreat. The spacious loft/office opens to an expansive deck overlooking the lake—an idyllic setting for morning coffee, afternoon relaxation, or enjoying the evening breeze. Outdoor living is equally enchanting! The gorgeous screened sunporch seamlessly blends indoor and outdoor living. Step outside to your brand-new dock, where peaceful mornings, fishing, birdwatching, and spectacular waterfront views become part of everyday life. Additional improvements include a new roof in 2022 and all-new gutters. Two tankless HWT's. This exceptional lakefront home offers the perfect blend of coastal sophistication and relaxed living.

47 Laurel Oak Rd, Fernandina Beach
95155 Ventures Court, Fernandina Beach
$475,000
4 Beds ⋅ 2 Baths ⋅ 117325 MLS
Peaceful pond views, a wooded backdrop, and major updates welcome you to this Richmond American home on a spacious cul-de-sac lot in Fernandina Beach. Built in 2008, this 2,077-square-foot home offers 4 bedrooms and 2 full baths, with all main living spaces and three bedrooms on the first floor. The fourth bedroom is upstairs, offering flexibility for guests, an office, or hobbies. Inside, 10-foot ceilings create an airy feel, while 8-foot French doors lead to a paver patio overlooking the pond and woods, a relaxing setting for morning coffee or unwinding at the end of the day. The primary bedroom shares these peaceful views and features an en suite bath with double vanities, a separate shower, soaking tub, and walk-in closet. The guest bathroom has been fully updated. The roof, HVAC, and windows were all replaced in 2025, providing valuable updates for the next owner. The kitchen includes a brand-new dishwasher, with the stove and refrigerator replaced within the past five years. A two-car garage with epoxy floors and a full irrigation system round out the features. Enjoy the privacy and outdoor space of this inviting property, with a layout that keeps everyday living conveniently on the main floor. No flood zone, no CDD fees, zoned for the desirable Fernandina Beach schools, 15 minutes to the beach, 30 minutes to Jax International Airport.

95155 Ventures Court, Fernandina Beach
95377 Wild Cherry Drive, Fernandina Beach
$1,900,000
5 Beds ⋅ 4 Baths ⋅ 117472 MLS
Welcome to luxury living in Amelia National, where elegance, comfort, and resort-style amenities come together. Built by ICI, this stunning 5-bedroom, 3.5-bath heated pool home offers nearly 3,900 square feet of living space, a 4-car garage, and a premium lot with sparkling water views. Soaring ceilings and a wall of windows fill the open floor plan with natural light. The gourmet kitchen features Cambria quartz counters, high-end appliances, a gas stove, and huge walk-in pantry, flowing seamlessly into the spacious living area anchored by a beautiful electric fireplace. The first-floor primary suite is a private retreat with his-and-her walk-in closets and a spa-inspired bath with dual vanities and an impressive walk-in shower. A second downstairs bedroom is perfect for guests or a home office. Upstairs offers three generously sized bedrooms, a loft, and balcony overlooking the water and backyard oasis. Outside, enjoy your private heated pool, jacuzzi, expansive patio, and serene water views. Amelia National offers a Tom Fazio-designed championship golf course, resort-style pool, Har-Tru tennis courts, fitness center, and beautiful clubhouse with dining and social events. Just minutes from Amelia Island beaches and historic downtown Fernandina Beach, this home delivers the perfect blend of luxury, lifestyle, and leisure.

95377 Wild Cherry Drive, Fernandina Beach
2146 Ketch Court, Fernandina Beach
$425,000
117499 MLS
Take advantage of this rare lot opportunity on Amelia Island. This lot overlooks a spring fed lake and is within a few minutes walk to the beautiful island beaches. Located in The Residence at Amelia Landings neighborhood on a quiet cut-de-sac this lot is your chance to build your island dream home in an established neighborhood that is convenient to the beach. There is a walking path from the neighborhood to the Seaside Park beach access.

2146 Ketch Court, Fernandina Beach
95294 Snapdragon Drive, Fernandina Beach
$539,000
4 Beds ⋅ 3 Baths ⋅ 117278 MLS
**OPEN HOUSE OCTOBER 17TH NOON TO 2PM**. Sellers will consider paying off the CDD Bond at closing. WELCOME TO THE AUGUSTA II Dream Finders Floor Plan. Original owner. Some added builder upgrades and extras to this 4BR/3BA home for easy living and enjoyment includes but not limited to: Gourmet Kitchen, tile floors, bay windows, built-ins, under the stair storage, just to name a few. 3rd Bay Garage space was built into an open storage area with a closed in front with window. Enjoy the rocking chair front porch/swing with the kids, grandkids or just as a couple. Home features formal living and dining upon entry that can be used as flexible space. Gourmet Kitchen offers 42" upper cabinets with soft close drawers, wall oven, microwave, under mount sink, Walk in Pantry plus a pantry closet. Primary suite offers a large walk-in closet, bay windows, soaking tub, water closet, and walk-in shower. Guest bedrooms have ample space. Upstairs loft area (4th BR) has its own bath and built-ins that can be used as a guest suite. Enjoy the lake views from your covered lanai and fully fenced yard for your furry friends to roam freely. Come tour this home today and see all the features and storage this home offers. Amelia Concourse offers a Community Pool, Playground, walking paths. This community is close to shopping, restaurants, the beautiful beaches of Amelia Island and Historic downtown. Nassau County schools are A rated. Other points of interest that is close by: Jacksonville International Airport, Kings Bay Naval Station, Mayport, downtown Jacksonville.

95294 Snapdragon Drive, Fernandina Beach
85279 Amagansett Drive, Fernandina Beach
$795,000
5 Beds ⋅ 4 Baths ⋅ 116921 MLS
GOLF COURSE • PRIVATE HEATED POOL • 5 BEDROOMS • 4 FULL BATHS • Experience the best of North Hampton living in this exceptional Morrison model home overlooking the 12th fairway and water. With 3,110 square feet, four bedrooms, including the primary suite, conveniently located on the main level, plus a private upstairs suite with full bath, office and balcony, this home offers a rare combination of space, flexibility and privacy. The oversized 3-car garage features an epoxy-coated floor, built-in storage and workbench. Step outside to your private heated pool, screened lanai, motorized privacy and weather screens, and separate grilling patio, creating an exceptional backyard retreat with golf and water views. Major systems and significant upgrades have already been taken care of, providing peace of mind so you can simply move in, relax and enjoy the lifestyle. Energy-efficient windows and doors, whole-house generator, upgraded kitchen, water softener, newer HVAC systems, professionally maintained landscaping, sealed pavers and numerous additional improvements are just some of the thoughtful upgrades this home offers. Request the extensive features sheet for a complete list of upgrades and improvements. Meticulous maintenance records are available. Enjoy all that North Hampton has to offer, including the Junior Olympic-size community pool, pickleball and tennis courts, Lofton Creek Outpost with kayak launch, food truck nights and year-round community events. Golf course living, a private heated pool, exceptional space and extensive upgrades—this is a home designed for enjoying the North Hampton lifestyle.

85279 Amagansett Drive, Fernandina Beach
95439 Golden Glow Drive, Fernandina Beach
$799,900
4 Beds ⋅ 3 Baths ⋅ 116906 MLS
Riverside Homes most popular plan, the Ortega, is starting construction in Amelia National Golf & Country Club on a beautiful water homesite. This home has a 3 way split for privacy, 4 bedrooms and 3 baths and a flex room for large study and/or den. The family room has 12' ceilings, tray with tongue and groove and huge 16' slider flooding the room with light. The Chef's Kitchen is prewired for double pendants and under cabinet lighting, has double ovens, 36'' cooktop and a microwave drawer. The Owner's Suite has a sitting room, tray ceiling and spa bath with free standing tub. Riverside Homes include gas appliances, tankless water heater, paver driveway and lead walk, structured wiring and surround sound. The floor plan in the documents. **The photos are of model of same plan**

95439 Golden Glow Drive, Fernandina Beach
403 Tarpon Avenue Unit 112, Fernandina Beach
$785,000
3 Beds ⋅ 2 Baths ⋅ 116786 MLS
Turn-key furnished • Partial ocean views • Primary residence, second home or proven vacation rental Experience coastal living in this beautifully maintained 3-bedroom, 2-bath Ocean Park condominium. Offered fully furnished and truly turn-key, this spacious residence is ideal as a primary residence, second home, vacation home, or income-producing short-term rental investment. Currently enrolled in a successful professionally managed vacation rental program, the new owner has the opportunity to assume future reservations and continue with the existing property management company, providing a seamless transition and immediate rental income potential. The open-concept floor plan features vaulted ceilings, crown molding, abundant natural light, wood-look tile flooring throughout the main living areas, and spacious living and dining areas that flow seamlessly into the well-appointed kitchen. The kitchen offers granite countertops, an oversized island with bar seating, white shaker-style cabinetry, stainless steel appliances, recessed lighting, and generous workspace for entertaining. Enjoy partial Atlantic Ocean views and coastal breezes from the covered balcony, perfect for relaxing after a day at the beach. This residence also includes a deeded one-car garage for additional storage and convenience. Ocean Park amenities include a community pool, hot tub, beautifully maintained grounds, and nearby beach access. Conveniently located just minutes from Historic Downtown Fernandina Beach, restaurants, shopping, parks, and local attractions.

403 Tarpon Avenue Unit 112, Fernandina Beach
95251 Bermuda Drive, Fernandina Beach
$749,000
4 Beds ⋅ 4 Baths ⋅ 116702 MLS
Breathtaking golf, lake, & preserve views set the stage for this immaculate David Weekley home, offering 3,400 square feet of beautifully designed living space with 4 bedrooms, 3 full baths, & 1 half bath. Soaring 20-foot ceilings & dramatic floor-to-ceiling windows frame the spectacular views while filling the home with abundant natural light. The open-concept floor plan is ideal for entertaining & everyday living, featuring a chef's kitchen with granite countertops, an oversized center island, 52-inch custom wood cabinetry, stainless steel appliances, & abundant workspace. Rich hand-scraped hardwood floors, a stunning library with floor-to-ceiling custom built-ins, a spacious home office, & a wine & coffee bar add warmth, elegance, & functionality. The private first-floor owner's suite offers a spacious bath with dual vanities, soaking tub, separate shower, & a generous walk-in closet. Upstairs, you'll find three additional bedrooms, two full baths, & a versatile flex room perfect for a den, home office, fitness room, playroom, media room, or whatever best suits your lifestyle. An oversized side-entry courtyard garage provides exceptional storage, while the extended driveway accommodates up to six vehicles. The expansive screened lanai is the perfect place to unwind while taking in breathtaking sunsets & sweeping views of the 7th fairway, lake, & preserve.As a resident of Amelia National, you'll enjoy a premier gated community offering a Tom Fazio-designed championship golf course, resort-style pool, tennis & pickleball courts, a state-of-the-art fitness center, & elegant clubhouse dining.This is more than a home—it's a lifestyle. Schedule your private showing today & experience all this exceptional home has to offer.

95251 Bermuda Drive, Fernandina Beach
2157 1st Avenue, Fernandina Beach
$990,000
3 Beds ⋅ 4 Baths ⋅ 116376 MLS
Experience coastal living just moments from the beach in this exceptional 3BR/3.5BA residence offering over 2,800 square feet of thoughtfully designed living space. All primary living spaces are thoughtfully positioned on the elevated second level, an architectural design well suited to coastal living on Amelia Island. The elevated construction also provides an expansive ground-level garage and storage area. The open-concept interior is designed for entertaining, featuring soaring ceilings, tile flooring throughout the main living areas, a fireplace, custom built-ins, and a chef's kitchen with a large center island and abundant cabinetry. A private sauna provides the perfect place to relax and unwind. Multiple porches and an expansive rear deck overlook a serene lagoon, creating an ideal setting for outdoor gatherings and enjoying the natural surroundings. The deck can structurally support a future hot tub and 220-VAC electric is available. Conveniently located near Amelia Island's beaches, dining, and shopping, this home offers the perfect blend of luxury, space, and coastal lifestyle.

2157 1st Avenue, Fernandina Beach
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