Fernandina Beach Homes under $700,000

Fernandina Beach Homes under $700,000

Welcome to Fernandina Beach, a picturesque gem nestled on the northeastern coast of Florida in Nassau County. Known for its stunning beaches, charming historic district, and vibrant community, Fernandina Beach offers an ideal blend of coastal living and small-town charm. With its rich history, delightful shops, and mouthwatering seafood restaurants, this city is a haven for those seeking a relaxed lifestyle with plenty of recreational activities.

Fernandina Beach is renowned for its pristine shoreline, where residents and visitors can enjoy sunbathing, surfing, and beachcombing along the Atlantic Ocean. The area is also home to beautiful parks, scenic bike trails, and golf courses, making it perfect for outdoor enthusiasts. Stroll through the quaint streets of the historic downtown, where you’ll find beautifully preserved Victorian architecture and an array of local boutiques and art galleries.

For those looking to settle in this idyllic coastal community, there are numerous homes available under $700,000. Whether you’re seeking a charming single-family home, a modern townhouse, or a cozy beach cottage, you’ll discover a variety of options that cater to diverse tastes and lifestyles. Many of these properties offer stunning views, spacious yards, and easy access to the beach, allowing you to fully embrace the coastal lifestyle.

With its welcoming atmosphere, beautiful surroundings, and affordable real estate options, Fernandina Beach is the perfect place to call home. Experience the magic of this enchanting city where every day feels like a vacation!

Newest Fernandina Beach Homes under $700,000

95117 Poplar Way, Fernandina Beach
$624,999
4 Beds ⋅ 3 Baths ⋅ 2169496 MLS
Experience the perfect Florida lifestyle in this beautifully upgraded home in the exclusive, Guard-Gated Community, Amelia National Golf & Country Club! A stunning outdoor retreat awaits with a freshly renovated, fenced backyard w/ beautiful gardens/palms and a paver walkway. In addition to an expansive screened enclosure, and oversized swim spa/hot tub - perfect for entertaining guests or unwinding in your own private oasis. Inside, soaring ceilings and an open-concept floor plan create an inviting atmosphere, complemented by an upgraded kitchen with stainless steel appliances, quartz countertops, custom backsplash, gas stove and an extended breakfast bar. This home also features a formal dining room, breakfast nook area and a dedicated office/den with the flexibility to serve as an additional bedroom. You'll love this spacious 3-car garage with upgraded flooring, lighting and plenty of storage space! Other highlights include a gas water heater, gas hook-up for grill, whole-house generator, water filtration system, and sprinkler system. Situated on a quarter-acre lot and on a cul-de-sac street, this exceptional property offers the perfect blend of comfort and functionality. Enjoy resort-style amenities in this sought-after golf course community, just minutes from Amelia Island's beautiful beaches, historic downtown Fernandina Beach, local restaurants, shopping, and A-rated schools. Luxury, lifestyle, and location come together in one exceptional home! Schedule your private viewing today!

95117 Poplar Way, Fernandina Beach
2628 Pirates Bay Drive, Fernandina Beach
$639,000
3 Beds ⋅ 2 Baths ⋅ 117645 MLS
POOL HOME IN FERNANDINA BEACH! Welcome to island living at it's finest! This 3 bedroom, 2 bath home is perfectly situated in one of Amelia Island's most sought after neighborhoods, offering the ideal blend of comfort, convenience, and coastal charm. Centrally located on the island, you'll enjoy easy access to the beautiful Atlantic Ocean, nearby shopping, restaurants, and all the amenities that make Amelia Island such a desirable place to call home. Designed for both entertaining and tranquil relaxation, the outdoor space is a true highlight. Step out back to discover your own inground pool---the ultimate centerpiece for hosting summer barbeques, cooling off on warm Florida afternoons, or lounging under the stars. Recent updates provide peace of mind and modern appeal, including a new roof, new skylights, and fresh interior and exterior paint, making this home truly move-in ready. This home offers the perfect combination of location, lifestyle, and value. Don't miss your chance to own a piece of paradise on beautiful Amelia Island! Some photographs have been virtually staged.

2628 Pirates Bay Drive, Fernandina Beach
2628 Pirates Bay Drive, Fernandina Beach
$639,000
3 Beds ⋅ 2 Baths ⋅ 2169348 MLS
POOL HOME IN FERNANDINA BEACH! Welcome to island living at it's finest! This 3 bedroom, 2 bath home is perfectly situated in one of Amelia Island's most sought after neighborhoods, offering the ideal blend of comfort, convenience, and coastal charm. Centrally located on the island, you'll enjoy easy access to the beautiful Atlantic Ocean, nearby shopping, restaurants, and all the amenities that make Amelia Island such a desirable place to call home. Designed for both entertaining and tranquil relaxation, the outdoor space is a true highlight. Step out back to discover your own inground pool---the ultimate centerpiece for hosting summer barbeques, cooling off on warm Florida afternoons, or lounging under the stars. Recent updates provide peace of mind and modern appeal, including a new roof, new skylights, and fresh interior and exterior paint, making this home truly move-in ready.

2628 Pirates Bay Drive, Fernandina Beach
94130 Palm Garden Drive, Fernandina Beach
$530,000
5 Beds ⋅ 3 Baths ⋅ 2169336 MLS
Welcome to your spacious 5-bed, 2.5-bath, two-story home offering room to live, relax, and entertain! The open floor plan features a kitchen with 42-inch cabinets, stainless steel appliances, and an extended breakfast bar, perfect for gathering with family and friends. Enjoy the convenience of an oversized first-floor primary suite with his-and-hers closets and a private bath. LVP flooring throughout the main level adds style and easy maintenance. Upstairs, discover a large area offering endless possibilities as a second living area, game room, man cave, or kids' play space. Step out onto the spacious second-story front deck and enjoy your morning coffee! The fully fenced backyard features an extended patio, fire pit, and large storage shed, with plenty of room to add a pool or bring your boat, RV, and recreational toys. Less than two minutes from the boat launch, and just a short drive to the beach and I-95. Enjoy the space, flexibility, and Florida lifestyle you've been looking for! Low HOA and NO CDD, Tons of Space inside and outside for everyone. Don't Miss this one.

94130 Palm Garden Drive, Fernandina Beach
2753 Amelia Road, Fernandina Beach
$635,000
2 Beds ⋅ 2 Baths ⋅ 117615 MLS
Nearly an acre on Amelia Island with roots as a dairy farm, mature shade trees and a location minutes from the Atlantic beaches and historic downtown Fernandina Beach. Set along Amelia Road, this 0.9-acre property offers space, privacy and a connection to the island’s agricultural past, with no HOA or deed restrictions. The detached former milk house adds character and space for a studio, workshop or storage. Potential to split lot or preserve the charm of the 1940 cottage, renovate and expand, or explore plans for a custom estate home surrounded by established trees. The single-level cottage includes 2 bedrooms, 2 baths, 1,400 heated square feet, new vinyl windows, a wood-burning stove and a large unfinished attic with potential for additional space. Close to Fernandina Beach Municipal Airport, the dog park, shopping and dining, this Amelia Island property pairs generous land with convenient access to island amenities. Flood zone X; zoned RS-2 with a private well, septic and carport. Buyers should verify expansion, redevelopment or subdivision plans with the City.

2753 Amelia Road, Fernandina Beach
97150 Harbor Concourse Circle, Fernandina Beach
$420,000
3 Beds ⋅ 3 Baths ⋅ 2169257 MLS
1% Seller and Lender Credit for Rate Buy-down (Must use First Coast Mortgage Alliance for lender credit) Discover coastal living at its finest in this immaculately maintained 3-bedroom, 2.5-bath home, located just minutes from the beautiful beaches of Fernandina Beach and Amelia Island. This stunning home offers the perfect blend of comfort, style, and convenience. Step inside to a bright, inviting open floor plan featuring numerous builder upgrades, a cozy wood-burning fireplace, and a beautifully appointed chef's kitchen ideal for entertaining. Enjoy your morning coffee or unwind after a day at the beach on the screened-in porch overlooking a fully fenced backyard with peaceful preserve views. An additional outdoor patio creates the perfect setting for grilling and entertaining. Whether you're searching for a primary residence, coastal getaway, or second home, this move-in-ready gem offers the Florida lifestyle you've been dreaming of! FURNITURE NEGOTIABLE! MOTIVATED SELLERS!

97150 Harbor Concourse Circle, Fernandina Beach
1108 N 15th Street, Fernandina Beach
$479,000
3 Beds ⋅ 2 Baths ⋅ 117637 MLS
Coastal charm meets island living on Amelia Island! This quaint and character-filled 3-bedroom, 2-bath home sits on over a quarter-acre and offers thoughtful updates, and functionality. Inside, hardwood floors, an open-concept living area, and distinctive shiplap ceilings throughout the living room, kitchen, and hallway create a warm, inviting atmosphere. Two bedrooms feature beautiful tongue-and-groove ceilings, adding even more character! The updated kitchen and bathrooms provide modern appeal while complementing the home's unique style. Outside, enjoy the lush, established landscaping, a spacious backyard with a storage shed ready to become your dream she-shed, hobby space, or garden retreat, and an oversized carport with an additional storage room for all your beach gear and island essentials. The location is hard to beat, nestled between Fernandina Beach's historic downtown district and Amelia Island's beautiful white-sand beaches, both just a short drive away. Whether you're searching for a full-time residence, a coastal getaway, or a home with personality and outdoor space, this charming island property is one to see!

1108 N 15th Street, Fernandina Beach
1108 N 15th Street, Fernandina Beach
$479,000
3 Beds ⋅ 2 Baths ⋅ 2169222 MLS
Coastal charm meets island living on Amelia Island! This quaint and character-filled 3-bedroom, 2-bath home sits on over a quarter-acre and offers thoughtful updates, and functionality. Inside, hardwood floors, an open-concept living area, and distinctive shiplap ceilings throughout the living room, kitchen, and hallway create a warm, inviting atmosphere. Two bedrooms feature beautiful tongue-and-groove ceilings, adding even more character! The updated kitchen and bathrooms provide modern appeal while complementing the home's unique style. Outside, enjoy the lush, established landscaping, a spacious backyard with a storage shed ready to become your dream she-shed, hobby space, or garden retreat, and an oversized carport with an additional storage room for all your beach gear and island essentials. The location is hard to beat, nestled between Fernandina Beach's historic downtown district and Amelia Island's beautiful white-sand beaches, both just a short drive away. Whether you're searching for a full-time residence, a coastal getaway, or a home with personality and outdoor space, this charming island property is one to see!

1108 N 15th Street, Fernandina Beach
2700 Mizell Avenue Unit 504A, Fernandina Beach
$349,999
3 Beds ⋅ 2 Baths ⋅ 2169139 MLS
COASTAL LIVING MADE EASY. FIRST-FLOOR CONDO JUST STEPS FROM THE BEACH! Imagine starting your mornings with a walk along Amelia Island's beautiful shoreline, spending afternoons by the pool, and enjoying evenings exploring the charming shops and restaurants of Historic Downtown Fernandina Beach. Whether you're searching for a full-time residence or the perfect coastal getaway, this beautifully updated 1st floor 3 BEDROOM 2 BATHROOM condo offers the lifestyle you've been dreaming of! NO STAIRS, NO HASSLE, JUST EASY COASTAL LIVING! With Beach Access 25 just a short stroll away, you can enjoy the sand and surf without loading up the car. Plus, your designated parking space is conveniently located right outside your front door. Step inside to discover a thoughtfully remodeled interior featuring updated flooring and windows, a beautifully renovated kitchen, and stylishly upgraded bathrooms. The spacious eat-in kitchen easily accommodates a full-size dining table, while the separate formal dining room offers incredible flexibility as a home office, additional sitting room, or entertaining space. Unwind on your private patio with additional storage surrounded by wooded views, or take advantage of the community's inviting amenities, including an updated swimming pool, clubhouse, and tennis/pickleball courts. With a three-month minimum rental period, this property also offers flexibility for owners seeking seasonal use or primary home. MOVE IN, UNPACK, AND START LIVING THE AMELIA ISLAND LIFESTYLE! Whether it's your everyday escape or your home away from home, this coastal retreat delivers comfort, convenience, and an unbeatable location near the beach.

2700 Mizell Avenue Unit 504A, Fernandina Beach
2700 Mizell Avenue Unit 504A, Fernandina Beach
$349,999
3 Beds ⋅ 2 Baths ⋅ 117617 MLS
COASTAL LIVING MADE EASY. FIRST-FLOOR CONDO JUST STEPS FROM THE BEACH! Imagine starting your mornings with a walk along Amelia Island’s beautiful shoreline, spending afternoons by the pool, and enjoying evenings exploring the charming shops and restaurants of Historic Downtown Fernandina Beach. Whether you're searching for a full-time residence or the perfect coastal getaway, this beautifully updated 1st floor 3 BEDROOM 2 BATHROOM condo offers the lifestyle you've been dreaming of! NO STAIRS, NO HASSLE, JUST EASY COASTAL LIVING! With Beach Access 25 just a short stroll away, you can enjoy the sand and surf without loading up the car. Plus, your designated parking space is conveniently located right outside your front door. Step inside to discover a thoughtfully remodeled interior featuring updated flooring and windows, a beautifully renovated kitchen, and stylishly upgraded bathrooms. The spacious eat-in kitchen easily accommodates a full-size dining table, while the separate formal dining room offers incredible flexibility as a home office, additional sitting room, or entertaining space. Unwind on your private patio with additional storage surrounded by wooded views, or take advantage of the community's inviting amenities, including an updated swimming pool, clubhouse, and tennis/pickleball courts. With a three-month minimum rental period, this property also offers flexibility for owners seeking seasonal use or primary home. MOVE IN, UNPACK, AND START LIVING THE AMELIA ISLAND LIFESTYLE! Whether it's your everyday escape or your home away from home, this coastal retreat delivers comfort, convenience, and an unbeatable location near the beach.

2700 Mizell Avenue Unit 504A, Fernandina Beach
2328 Sadler Road Unit 1 - C, Fernandina Beach
$307,000
2 Beds ⋅ 2 Baths ⋅ 117523 MLS
AMELIA LANDINGS VILLA – WALK TO THE BEACH! Future bookings already in place from December 1st 2026 to April 7th 2027! This furnished 2-bedroom, 2-bath second-floor condo offers the perfect island escape, vacation rental, or easy full-time residence. Tucked beneath the shade of beautiful live oak trees, this welcoming villa captures the laid-back charm and natural beauty that make Fernandina Beach and Amelia Island so special. Inside, the comfortable floor plan connects the kitchen, dining, and living areas, creating an easy space to gather, relax, and enjoy time with family or guests. Step out onto the private porch overlooking the oak trees, where morning coffee, coastal breezes, and peaceful evenings come naturally - perfect for both entertaining and unwinding after a day in the sun. Enjoy convenient porch access from both the main living area and the primary bedroom. Being sold fully furnished and currently used as a vacation rental, this condo is ready for immediate enjoyment or continued rental income potential, with bookings already on the calendar. Community amenities include a pool, pickleball & tennis courts, picnic and grill areas, plus bike storage. (No pet community.) Ideally located near the McArthur YMCA, healthcare facilities, shopping, and local restaurants - this condo combines natural beauty with island convenience. Enjoy quick beach access in a peaceful wooded setting, plus it’s just a short bike ride to the riverfront, shopping, and eclectic restaurants of historic Fernandina Beach. Close to top-rated Amelia Island golf courses and more, as well as Fernandina Beach’s A-rated Nassau County schools. Milestone inspection and SIRS inspection complete and available upon request.

2328 Sadler Road Unit 1 - C, Fernandina Beach
95029 San Remo Drive Unit 2A, Fernandina Beach
$630,000
2 Beds ⋅ 2 Baths ⋅ 2169092 MLS
Enjoy Amelia Island living in this beautifully maintained, fully furnished 2-bedroom, 2-bath condo in the gated Villas of Summer Beach. Upscale Italian-designed furnishings, a one-car garage, and a glass-enclosed Florida room create a peaceful, move-in-ready retreat. Includes newer appliances, washer and dryer and built in gas fireplace. Located on the desirable South End, the community offers a pool and a short 15-minute walk to the beach. Lawn maintenance is covered as well as gas, trash and exterior of condo. Ideal as a primary residence, low-maintenance second home, or vacation getaway. Condo fees include, gas, lawn maintenance, trash, exterior maintenance. Community pool and gate.

95029 San Remo Drive Unit 2A, Fernandina Beach
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