Fernandina Beach Homes under $500,000

2081 Beach Wood Road Unit 2081, Fernandina Beach

Turn-key investment property on the 4th floor with elevator access for convenience! Fully-furnished and currently enrolled in a rental program, which allows for seamless transfer of future rentals to the new owner. The kitchen features an updated mosaic marble backsplash and modern appliances. Luxury vinyl plank flooring is located in the living rooms and bedrooms. The primary bedroom boasts a king bed and en suite bathroom, while the second bedroom offers two double beds for ample spaces for guests. Located on the top floor, the private rear balcony provides peaceful preservation views. Enjoy beach access directly across the street via a paved path, and explore nearby restaurants, shopping, a spa, and the Omni Hotel, all within walking distance. Plus, benefit from over seven miles of scenic walking trails.

2081 Beach Wood Road Unit 2081, Fernandina Beach

$479,000

2 Beds ⋅ 2 Baths ⋅ 117607 MLS

Turn-key investment property on the 4th floor with elevator access for convenience! Fully furnished and currently enrolled in a rental program, which allows for seamless transfer of future rentals to the new owner. The kitchen features an updated mosaic marble backsplash and modern appliances. Luxury vinyl plank flooring is located in the living room and bedrooms. The primary bedroom boasts a king bed and an ensuite bathroom, while the second bedroom offers two double beds. Located on the top floor, the private rear balcony provides peaceful preservation views. Enjoy beach access directly across the street via a paved path, and explore nearby restaurants, shopping, a spa, and the Omni Hotel, all within walking distance. Plus, benefit from over seven miles of scenic walking trails.

2081 Beach Wood Road, Fernandina Beach

$440,000

3 Beds ⋅ 3 Baths ⋅ 2168716 MLS

Bring your vision to Amelia Island! Built in 1993, this home offers inviting architectural features, generous outdoor living spaces, and an opportunity to update and make it your own. A covered front porch spans the width of the home, creating a welcoming spot for rocking chairs and morning coffee beneath the surrounding palms and mature trees. Inside, vaulted ceilings and living room skylights create an airy feel, while a wood-burning fireplace with a painted brick surround adds character. Multiple sets of French doors open onto the screened back porch, which stretches the length of the home and provides plenty of space for relaxing or gathering with friends. The split floor plan offers separation between bedrooms. The kitchen features ample cabinetry, a pantry, and an eat-in area, while the open dining space provides flexibility for an office or additional sitting area. An indoor laundry room and attached covered carport at the rear add everyday convenience. The home has city water, a septic system, and a three-tab shingle roof approximately 10 years old. Located a short drive from historic downtown Fernandina Beach's shops and restaurants and Amelia Island's sandy beaches, this property offers a convenient setting for enjoying island life. Ready for its next chapter and your personal touches. CASH ONLY. SOLD STRICTLY AS IS.

1570 Clinch Drive, Fernandina Beach

$467,000

3 Beds ⋅ 3 Baths ⋅ 117605 MLS

Welcome to this beautifully refreshed townhome in The Villages of Marsh Lakes, offering a spacious floor plan, desirable updates and access to exceptional community amenities. The interior has been freshly painted and features new luxury vinyl plank flooring, while a new roof provides added peace of mind. Soaring vaulted ceilings enhance the bright and airy living room, where a fireplace creates an inviting focal point. The kitchen offers white cabinetry, granite countertops, stainless-steel appliances, a center island and a sun-filled breakfast area. The first-floor primary suite provides convenience and privacy, complete with an walk-in shower, large soaking tub and two oversized closets. Upstairs, a versatile loft offers the perfect setting for a home office, reading area or additional gathering space. Additional features include generously sized bedrooms, an interior utility closet, a screened lanai and a spacious one-car garage. Residents enjoy access to the community swimming pool, tennis courts and the picturesque 40-acre lake located within the neighborhood. Conveniently situated approximately 10 minutes from the sandy beaches of Amelia Island and about 20 miles from Jacksonville International Airport, this move-in-ready home combines comfort, location and the relaxed Northeast Florida lifestyle.

95023 Village Drive, Fernandina Beach

$440,000

3 Beds ⋅ 3 Baths ⋅ 117598 MLS

Bring your vision to Amelia Island! Built in 1993, this home offers inviting architectural features, generous outdoor living spaces, and an opportunity to update and make it your own. A covered front porch spans the width of the home, creating a welcoming spot for rocking chairs and morning coffee beneath the surrounding palms and mature trees. Inside, vaulted ceilings and living room skylights create an airy feel, while a wood-burning fireplace with a painted brick surround adds character. Multiple sets of French doors open onto the screened back porch, which stretches the length of the home and provides plenty of space for relaxing or gathering with friends. The split floor plan offers separation between bedrooms. The kitchen features ample cabinetry, a pantry, and an eat-in area, while the open dining space provides flexibility for an office or additional sitting area. An indoor laundry room and attached covered carport at the rear add everyday convenience. The home has city water, a septic system, and a three-tab shingle roof approximately 10 years old. Located a short drive from historic downtown Fernandina Beach’s shops and restaurants and Amelia Island’s sandy beaches, this property offers a convenient setting for enjoying island life. Ready for its next chapter and your personal touches. CASH ONLY. SOLD STRICTLY AS IS.

1570 Clinch Drive, Fernandina Beach

$468,997

4 Beds ⋅ 3 Baths ⋅ 2168609 MLS

Discover this must-see Ashwood home. Included features: a welcoming covered porch; a quiet study; a well-appointed kitchen offering quartz countertops, stainless-steel appliances, a walk-in pantry and a center island; an open dining area; a large great room; a convenient laundry; a lavish primary suite showcasing a generous walk-in closet and a private bath.

96062 College Parkway, Fernandina Beach

85048 Bostick Wood Drive, Fernandina Beach

$450,000

3 Beds ⋅ 2 Baths ⋅ 117588 MLS

MOVE-IN READY | SELLER FINANCING AVAILABLE | NORTH HAMPTON | NO CDD Beautifully maintained home in the desirable North Hampton golf community featuring NO CDD, low HOA, mature trees and sidewalks. HOA includes cable, high-speed internet and home security monitoring, plus a 1-year home warranty is included. The open floor plan offers a spacious living area, dining room, breakfast nook and versatile flex room that could be used as an office. The updated kitchen features 42-inch wood cabinets and newer appliances. Fresh interior paint, brand-new carpet in all three bedrooms, tile flooring in the main living areas, and an included washer/dryer make this home truly move-in ready. Enjoy a large, fully fenced backyard overlooking a peaceful preserve, with plenty of room to entertain, play or add a pool. North Hampton amenities include Olympic-size and kiddie pools, tennis, pickleball, basketball, playground, Boat/RV storage and Lofton Creek access with a kayak launch, fishing dock and fish-cleaning station. Optional golf memberships are available, and the restaurant/bar is open to the public. This sought after community is just minutes to Amelia Island beaches, shopping, dining and Nassau County schools. Seller financing available — ask for details. Schedule your private showing today and experience all that North Hampton has to offer!

85048 Bostick Wood Drive, Fernandina Beach

$365,000

2 Beds ⋅ 2 Baths ⋅ 117579 MLS

Brand new roof and currently the lowest-priced home available in Amelia Walk! This move-in ready home is an excellent opportunity to own in one of Fernandina Beach’s most desirable communities. The home features 2 bedrooms, 2 bathrooms and a large office that could easily be used as a third bedroom, bonus room or additional living space. The open kitchen and living area features vaulted ceilings and beautiful views of the water, making the space feel bright and inviting. The primary suite is spacious with a large walk-in closet and bathroom featuring double vanities, a walk-in shower and separate soaking tub. Outside, you’ll love the extended screened lanai overlooking the water, perfect for morning coffee, relaxing in the evenings or entertaining. Located on a cul-de-sac with an oversized backyard, there is plenty of room for a pool or additional outdoor living space. With a brand new roof, water view, oversized lot and one of the best price points in Amelia Walk, this home is a great option for a primary residence, second home or investment.

85055 Babcock Court, Fernandina Beach

$365,000

2 Beds ⋅ 2 Baths ⋅ 2168267 MLS

Brand new roof and currently the lowest-priced home available in Amelia Walk! This move-in ready home is an excellent opportunity to own in one of Fernandina Beach's most desirable communities. The home features 2 bedrooms, 2 bathrooms and a large office that could be used as a third bedroom, bonus room or additional living space. The open kitchen and living area features vaulted ceilings and water views, making the space inviting. The primary suite offers a large walk-in closet and bathroom with double vanities, a walk-in shower and soaking tub. Outside, you'll love the extended screened lanai overlooking the water, perfect for morning coffee, relaxing in the evenings or entertaining. Located on a cul-de-sac with an oversized backyard, there is room for a pool or additional outdoor living space. With a brand new roof, water view, oversized lot and one of the best price points in Amelia Walk, this home is a great option for a primary residence, second home or investment.

85505 Babcock Court, Fernandina Beach

$375,000

2 Beds ⋅ 1 Baths ⋅ 117557 MLS

Welcome to island life! This two-bedroom, one-bath Fernandina Beach home offers 1,032 square feet of single-story space ready for a thoughtful refresh. Solid concrete block construction provides a practical starting point, while a brand-new HVAC and new underground 200-amp electrical service. Whether your vision leans toward a charming island cottage, a streamlined full-time residence, rental or an investment-minded renovation, the canvas is here. Positioned on a 50-by-100-foot corner lot, the property includes nice trees & palms and additional parking in the rear, a welcome advantage for residents, guests, or weekend gear. The adjoining lot is also offered for sale, creating an intriguing option for buyers who want to explore a broader plan. R2 zoning adds another positive detail to consider; buyers should independently verify permitted uses, renovation requirements, and any plans for the neighboring parcel. Life beyond the doorstep is equally appealing. A quiet, golf-cart-friendly area with sidewalks makes it easy to walk or bike to beach, schools, shopping, restaurants, and downtown. Fernandina Beach Recreation and Central Park are close, while the Fernandina Beach Historic District and Fernandina Harbor Marina bring local dining, shops, and waterfront character within easy reach. Main Beach Park, Egan’s Creek Park, and Fort Clinch State Park round out the island lifestyle with sand, trails, and open-air escapes. Bring your contractor, your creativity, and your wishlist. Schedule a private showing and see what this well-located property could become. SEE MLS #116914 for the adjoining lot next door. Motivated seller!

730 S 11th Street, Fernandina Beach

$475,000

4 Beds ⋅ 2 Baths ⋅ 2168030 MLS

Peaceful pond views, a wooded backdrop, and major updates welcome you to this Richmond American home on a spacious cul-de-sac lot in Fernandina Beach. Built in 2008, this 2,077-square-foot home offers 4 bedrooms and 2 full baths, with all main living spaces and three bedrooms on the first floor. The fourth bedroom is upstairs, offering flexibility for guests, an office, or hobbies. Inside, 10-foot ceilings create an airy feel, while 8-foot French doors lead to a paver patio overlooking the pond and woods, a relaxing setting for morning coffee or unwinding at the end of the day. The primary bedroom shares these peaceful views and features an en suite bath with double vanities, a separate shower, soaking tub, and walk-in closet. The guest bathroom has been fully updated. The roof, HVAC, and windows were all replaced in 2025, providing valuable updates for the next owner. The kitchen includes a brand-new dishwasher, with the stove and refrigerator replaced within the past five years. A two-car garage with epoxy floors and a full irrigation system round out the features. Enjoy the privacy and outdoor space of this inviting property, with a layout that keeps everyday living conveniently on the main floor. No flood zone, no CDD fees, zoned for the desirable Fernandina Beach schools, 15 minutes to the beach, 30 minutes to Jax International Airport.

95155 Ventures Court, Fernandina Beach

$475,000

4 Beds ⋅ 2 Baths ⋅ 117325 MLS

Peaceful pond views, a wooded backdrop, and major updates welcome you to this Richmond American home on a spacious cul-de-sac lot in Fernandina Beach. Built in 2008, this 2,077-square-foot home offers 4 bedrooms and 2 full baths, with all main living spaces and three bedrooms on the first floor. The fourth bedroom is upstairs, offering flexibility for guests, an office, or hobbies. Inside, 10-foot ceilings create an airy feel, while 8-foot French doors lead to a paver patio overlooking the pond and woods, a relaxing setting for morning coffee or unwinding at the end of the day. The primary bedroom shares these peaceful views and features an en suite bath with double vanities, a separate shower, soaking tub, and walk-in closet. The guest bathroom has been fully updated. The roof, HVAC, and windows were all replaced in 2025, providing valuable updates for the next owner. The kitchen includes a brand-new dishwasher, with the stove and refrigerator replaced within the past five years. A two-car garage with epoxy floors and a full irrigation system round out the features. Enjoy the privacy and outdoor space of this inviting property, with a layout that keeps everyday living conveniently on the main floor. No flood zone, no CDD fees, zoned for the desirable Fernandina Beach schools, 15 minutes to the beach, 30 minutes to Jax International Airport.

95155 Ventures Court, Fernandina Beach

Fernandina Beach Homes under $500,000

Newest Fernandina Beach Homes under $500,000