Palm Harbor Homes under $700,000

Palm Harbor Homes under $700,000

Welcome to Palm Harbor, Florida – a charming coastal community that perfectly blends the allure of suburban living with the excitement of nearby beach activities. Nestled along the stunning Gulf Coast, Palm Harbor is renowned for its picturesque landscapes, vibrant parks, and a strong sense of community. Whether you’re a first-time homebuyer or looking to downsize, this delightful subdivision offers an array of homes under $700,000, making it an attractive option for families and professionals alike.

In Palm Harbor, you’ll find a diverse selection of properties that cater to various lifestyles. From cozy single-family homes to modern townhouses, there’s something for everyone. Many homes feature spacious layouts, updated kitchens, and beautiful outdoor spaces perfect for entertaining or enjoying Florida’s year-round sunshine. With prices under $700,000, you can find a home that suits your needs without breaking the bank.

The location is another highlight of Palm Harbor. Residents enjoy easy access to top-rated schools, shopping centers, and recreational activities. The nearby beaches, such as Honeymoon Island and Caladesi Island, invite you to bask in the sun, swim, and explore nature trails. Plus, the vibrant downtown area offers a variety of dining and entertainment options, ensuring that you’ll never run out of things to do.

If you’re seeking a welcoming community with affordable housing options, look no further than Palm Harbor. Discover your dream home in this beautiful Florida enclave, and start making memories in a place where comfort and convenience meet the charm of coastal living.

Newest Palm Harbor Homes under $700,000

106 Mackerel Avenue, Palatka
$215,000
3 Beds ⋅ 2 Baths ⋅ 2166930 MLS
Country living with room for all the toys! Situated on 0.7 acres and just about a mile from the local boat ramp, this 3-bedroom, 2-bath, SPLIT FLOOR PLAN home offers plenty of space both inside and out. Major updates include a 2025 METAL roof, 2024 A/C, and a 30x60 pole barn erected in 2025, making this home more than ready for its next owner. Out back, enjoy a spacious 415 sq. ft. deck, perfect for relaxing, grilling, or entertaining. The massive 30x60 pole barn/shop is the standout feature of this home, offering approximately 1,800 sq. ft. of additional space, with an attached overhang carport. Perfect for vehicles, boats, ATVs, equipment, storage, or a workshop. An RV hookup adds even more versatility. With plenty of outdoor space and a peaceful setting, this property offers the freedom to enjoy the Florida country lifestyle while still being convenient to Palatka.

106 Mackerel Avenue, Palatka
1 Cardinal Court, Palm Coast
$567,000
3 Beds ⋅ 2 Baths ⋅ 2158410 MLS
Fully Furnished |Renovated Saltwater Canal Home |$10K Seller Credit| Wide Canal Views | Quick Intracoastal Access| Roof 2024 | New Windows 2026| Offering $10,000 Towards Buyers Closing Costs or Prepaid Items or Rate Buydown With Accepted Offer. Currently no flood insurance required. This beautifully renovated concrete block home sits on an oversized corner lot with stunning wide canal views and quick access to the Intracoastal Waterway, offering the perfect blend of modern upgrades and the Florida waterfront lifestyle. Featuring 3 spacious bedrooms including a large master suite w/sitting room, 2 beautifully renovated bathrooms, and a one-car garage, attached covered bay for boat storage. This move-in-ready home has been thoughtfully updated from top to bottom. Recent renovations include: Updated kitchen with modern finishes Completely remodeled primary bathroom Fully renovated guest bathroom New tile flooring throughout the entire home. All-new energy-efficient windows (2026) Some personal items not included

1 Cardinal Court, Palm Coast
18 Flamingo Drive, Palm Coast
$479,000
4 Beds ⋅ 2 Baths ⋅ 2154823 MLS
Pool Included! Build your dream home on an oversized freshwater canal lot in the heart of Palm Coast! This to-be-built brand-new 4-bedroom, 2-bath home features an open floor plan with soaring vaulted ceilings, creating a bright, spacious living area perfect for everyday living and entertaining. A 12' x 24' in-ground pool and vinyl privacy fence are included in the purchase price, providing the ideal Florida backyard with peaceful canal views. Estimated build time is approximately 6 months from contract. Buyers still have time to personalize the home with available design selections and upgrades (additional costs may apply). Conveniently located near shopping, dining, parks, golf, top-rated schools, Flagler Beach, and I-95. Some photos are of previously built homes and/or are virtually enhanced or virtually staged and may depict optional features or upgrades. Start building your Florida lifestyle today!

18 Flamingo Drive, Palm Coast
1 Clementon Lane, Palm Coast
$498,000
3 Beds ⋅ 2 Baths ⋅ 2145378 MLS
Beautiful model home situated on a desirable corner lot in the highly sought-after Palm Harbor area. This bright and airy 3-bedroom, 2-bath home offers an open floor plan with comfortable living spaces and a welcoming feel throughout. The spacious kitchen is the heart of the home, featuring abundant cabinetry, plenty of counter space, and a cozy eat-in area, all flowing seamlessly into the dining and living areas, perfect for everyday living and entertaining. The open living room feels light, inviting, and ideal for gatherings or relaxing at home. The private primary suite offers generous space, a walk-in closet, and a beautifully designed en-suite bathroom complete with dual sinks, a walk-in shower with built-in bench seating, a linen closet, and a private water closet. The split-bedroom layout provides added privacy, with the guest bedrooms and secondary bathroom located in their own separate area of the home. Additional highlights include a laundry room with built-in cabinets for extra storage, a well irrigation system to help maintain the lawn, and the quality finishes and thoughtful design expected in a model home. Conveniently located close to shopping, dining, golf courses, parks, and just a short drive to the beach. Ask about the possibility of building this same floor plan on another available lot. Schedule your private showing today!

1 Clementon Lane, Palm Coast
10 Fanwood Court, Palm Coast
$450,000
2 Beds ⋅ 2 Baths ⋅ 2135170 MLS
WATERFRONT LIVING + SALTWATER POOL! Your Florida dream—or next investment—awaits in Palm Coast's desirable F Section! This charming 2BR/2BA home features a saltwater pool, existing boat dock, and canal access just a short ride to the Intracoastal Waterway, popular sandbars, and favorite fishing spots. No flood insurance needed! * New roof (2021) * New water heater (2023) Close to beaches, shopping, dining, and golf! Some TLC will make this waterfront gem shine, and its price makes it one of the area's lowest-priced saltwater canal homes with a pool. Don't miss this opportunity! Schedule your showing today! NOTE: Owner is a licensed Florida Real Estate Broker.

10 Fanwood Court, Palm Coast
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