Palm Coast Homes under $400,000

Palm Coast Homes under $400,000

Welcome to Palm Coast, Florida—a hidden gem nestled in the heart of Flagler County that beautifully combines coastal charm with suburban tranquility. Known for its stunning natural landscapes, Palm Coast boasts an impressive array of parks, lush greenery, and scenic waterways, making it an ideal destination for nature lovers and outdoor enthusiasts alike. Whether you enjoy hiking, biking, or simply relaxing by the beach, this vibrant community offers a wealth of recreational opportunities.

One of the most appealing aspects of Palm Coast is its diverse real estate market, particularly for homebuyers seeking properties under $400,000. Here, you’ll find a variety of homes that cater to different lifestyles and preferences. From cozy single-family residences to modern townhouses, these affordable options provide the perfect setting for families, retirees, and first-time buyers alike. Many of these homes feature open floor plans, spacious backyards, and contemporary finishes, allowing you to create your dream living space without breaking the bank.

In addition to its affordability, Palm Coast’s prime location offers easy access to beautiful beaches, top-notch dining, and a vibrant community spirit. With a strong emphasis on safety and quality of life, residents enjoy a welcoming atmosphere that fosters a sense of belonging.

Explore the charm of Palm Coast today, where your dream home awaits at an amazing price. Experience the perfect blend of coastal living and suburban comfort, all while staying within your budget!

Newest Palm Coast Homes under $400,000

48 Club House Drive Unit 202, Palm Coast
$208,000
2 Beds ⋅ 2 Baths ⋅ 2169085 MLS
New remodeled condo located in the exclusive C section of Palm Coast. Being sold "As-Is". Seller contribution of 1.5% toward rate buy down on a FULL PRICE offer.

48 Club House Drive Unit 202, Palm Coast
7 Carr Lane, Palm Coast
$370,000
3 Beds ⋅ 2 Baths ⋅ 2168829 MLS
Investment Opportunity in Palm Coast! This 3-bedroom, 2-bathroom home offers an excellent opportunity for investors seeking income potential, with a long-term tenant already in place. Situated on a corner lot spanning over a quarter acre, this property features an open floorplan designed for comfortable living and an updated kitchen with ample cabinetry and drawers, stainless steel appliances, and a center island providing additional prep space and seating for casual meals. The spacious primary suite features sliding glass doors leading to the covered rear patio, while two additional bedrooms and a full bathroom provide flexibility for family members, guests, or a home office. Enjoy Florida's outdoor lifestyle from the covered and screened rear porch, perfect for relaxing in the fresh air. Major updates include a new roof in 2022 and a new HVAC system in 2025, offering added peace of mind. Conveniently located just minutes from I-95 and the Hammock Dunes Bridge, providing access to A1A, Intracoastal parks, and beautiful local beaches. Nearby shopping, dining, and entertainment add to the appeal. Whether you're expanding your investment portfolio or looking for a property with an established rental arrangement, this Palm Coast home is worth a closer look!

7 Carr Lane, Palm Coast
12 Berkshire Lane, Palm Coast
$225,000
3 Beds ⋅ 2 Baths ⋅ 2167770 MLS
INVESTOR SPECIAL! FULL RENOVATION PROJECT! Opportunity knocks for investors, contractors, builders, and renovation enthusiasts looking for their next project in Palm Coast! This 3-bedroom, 2-bathroom, approximately 1,765-square-foot home offers a pool and a generous 0.23-acre lot. Built in 1987, this property needs a substantial renovation and is being marketed as a fixer-upper for buyers ready to bring their vision, expertise, and resources. Reimagine the interior, modernize the finishes, and explore the possibilities for transforming this property into something special. Whether your plans involve a comprehensive remodel, a long-term investment, or creating a personalized home, this is an opportunity to evaluate and make your own. Not a turnkey property - bring your contractor, assess the scope of work, and come prepared to renovate. Cash or renovation financing may be appropriate, subject to lender requirements and property eligibility.

12 Berkshire Lane, Palm Coast
247 Bird Of Paradise Drive, Palm Coast
$295,000
4 Beds ⋅ 2 Baths ⋅ 2166871 MLS
Welcome home to 247 Bird of Paradise Dr! From the moment you arrive, you'll appreciate the comfortable setting and inviting feel of this well-kept Palm Coast residence. Offering 4 bedrooms, 2 bathrooms, and approximately 1,806 square feet of living space, this home provides the space and flexibility today's buyers are looking for. Inside, the layout offers an easy flow between the living areas, creating a comfortable setting for both everyday living and entertaining. The kitchen is conveniently positioned within the home, while the generously sized bedrooms provide plenty of room for family, guests, a home office, or whatever best fits your lifestyle. The primary suite offers a relaxing retreat, while three additional bedrooms provide plenty of versatility. An attached 2-car garage adds convenience, parking, and extra storage. Located in the Indian Trails neighborhood of Palm Coast, this home puts you close to shopping, dining, parks, schools, and the area's many outdoor recreational opportunities. Whether you're looking for your first home, a place to settle in and enjoy, or an opportunity to make a property your own, 247 Bird of Paradise Dr offers comfort, space, and a great Palm Coast location. Come take a look—you may just feel right at home! Some photos are virtually stage.

247 Bird Of Paradise Drive, Palm Coast
100 Ryan Drive, Palm Coast
$343,900
4 Beds ⋅ 2 Baths ⋅ 2166130 MLS
VA ASSUMABLE LOAN AT 4.99%' Skip the wait for now and enjoy this move in ready 2023 DR Horton Cali with upgrade already in place' This 4BR/2BA single story home offers an open floor plan with a spacious kitchen offering white cabinetry, modern appliances and large center island. Ceiling fans are installed, throughout the garage has an polyurea-coated floor and the front and backyard feature a sprinkler system. Enjoy added with no REAR NEIGHBORS- THE LAND directly behind the home is not buildable, creating a peaceful primary suite with a walk-in closet, dual vanities, and a walk-in shower. Interior laundry and flexible secondary bedrooms provide plenty of space for quests or a home office. NO HOA! Convenient to shopping, dining, beaches, St. Augustine and Daytona Beach.

100 Ryan Drive, Palm Coast
9 Pine Bush Lane, Palm Coast
$332,500
3 Beds ⋅ 2 Baths ⋅ 2165226 MLS
WELCOME TO 9 PALM BUSH LANE! Located in Palm Coast's desirable and convenient P Section, this beautifully maintained 2023 Seagate home offers easy one-level living with 3 bedrooms, 2 full baths, a 2-car garage and an open, split-bedroom design. The upgraded kitchen features granite countertops, stainless steel appliances and beautiful cabinetry, opening to bright living and dining areas where vaulted ceilings and abundant natural light create an open, airy feel. The secluded owner's suite offers a tray ceiling, sizable walk-in closet and raised vanity with upgraded cabinetry. Ceramic tile flows through the main living areas with carpet in the bedrooms. Outside, enjoy a fully fenced .23-acre lot and spacious backyard with plenty of room for a future pool, extended patio or outdoor living space. Beautifully maintained and only three years young, this is more than a move-in-ready home--it's a place to settle in, make memories and truly make your own.

9 Pine Bush Lane, Palm Coast
9 Big Bear Lane, Palm Coast
$369,900
4 Beds ⋅ 3 Baths ⋅ 2165126 MLS
POOL HOME + LARGE LOT + RECENT UPDATES! Welcome to 9 Big Bear Lane in Palm Coast! This spacious 4-bedroom, 2-bath home with an additional pool bath delivers the Florida lifestyle buyers are looking for. Dive into your sparkling screened-in pool, featuring a new pool surface and new pool pump, and enjoy added privacy with new vinyl fencing. The generously sized lot provides plenty of space to relax, entertain, and enjoy the outdoors. With four bedrooms, ample living space, and desirable updates already completed, this home is ready for its next chapter. Bring your swimsuit and come see why 9 Big Bear Lane deserves a spot at the top of your list!

9 Big Bear Lane, Palm Coast
110 Oriole Rd. Road, Palm Coast
$344,240
3 Beds ⋅ 2 Baths ⋅ 2164634 MLS
Entering from the front porch, you step into the foyer, where two bedrooms greet you at the front of the home--each featuring a walk-in closet and sharing a full bath. As you continue down the hallway, you'll pass a coat closet, the laundry room, and access to the two-car garage. The layout then opens into the kitchen, family room, and dining area, creating a welcoming space for everyday living. A covered porch is located just off the dining area, offering a great spot for outdoor relaxation. Tucked off the family room is the primary bedroom, complete with a walk-in closet and private primary bath.

110 Oriole Rd. Road, Palm Coast
29 Prairie Lane, Palm Coast
$325,000
4 Beds ⋅ 2 Baths ⋅ 2164542 MLS
Skip the builder wait and move right into this nearly new Palm Coast home! Built by D.R. Horton in March 2024, this spacious 4-bedroom, 2-bath residence offers 1,865 square feet of comfortable living space and a 2-car garage. With the roof, HVAC, water heater, electrical and plumbing all dating from 2024, buyers can enjoy the ease and convenience of newer construction without waiting months for a home to be completed. The open-concept kitchen, living and dining areas create an inviting space for everyday living and entertaining. The kitchen features modern appliances, ample cabinetry and a pantry, while the private primary suite offers dual sinks, a walk-in shower and a generous walk-in closet. Smart-home features include connected lighting, a video doorbell and HVAC controls. Outside, the landscaping and irrigation system were upgraded in August 2026, giving the home a refresh. Additional benefits include durable Hardie Board-style cement siding, a transferable termite bond with Turner Pest Control and a transferable builder's warranty through March 2034. Best of all, there are no HOA or CDD fees or restrictions, and the property is not located in a designated flood zone. The washer, dryer, kitchen appliances, blinds, and window treatments are also included. Nearly new, thoughtfully maintained, and ready now--this is the move-in-ready home you have been waiting for!

29 Prairie Lane, Palm Coast
2 Selden Court, Palm Coast
$305,000
3 Beds ⋅ 2 Baths ⋅ 2164355 MLS
Move-In Ready Corner-Lot Gem, Minutes to Flagler Beach! Welcome to 2 Selden Ct, a beautifully updated 3 bedroom, 2 bathroom home tucked on a desirable corner lot in Palm Coast's Seminole Woods, just a 15 minute drive to Flagler Beach. This home has been meticulously maintained and freshly updated from top to bottom, starting with a brand new architectural shingle roof for peace of mind. Interior and exterior paint give the home a crisp, move-in-ready feel, while durable LVP flooring flows throughout the open concept living space. The updated kitchen is the heart of the home, featuring newer countertops, a stainless steel range, microwave, and dishwasher, plus both a separate eating area and a breakfast bar. The master BR offers a private bath with both a combination tub/shower and a separate walk-in shower. A 2-car garage and corner lot completes this home. Shopping & retail stores nearby.

2 Selden Court, Palm Coast
5 Pine Bush Lane, Palm Coast
$389,000
4 Beds ⋅ 3 Baths ⋅ 2163793 MLS
Welcome to 5 Palm Bush Lane, a beautifully maintained 2024-built home in Palm Coast's desirable P Section. The Ellington 2 floor plan offers 4 bedrooms, 3 full baths, a 3-car garage, and an open layout designed for easy Florida living. A crisp white kitchen pairs beautifully with LVP flooring throughout, while oversized sliding glass doors fill the main living space with natural light and create a seamless connection to the backyard. The fully epoxied 3-car garage is spotless and offers plenty of room for vehicles, storage, or hobbies. Outside, enjoy a fully fenced .23-acre lot, covered patio, and a spacious backyard that's a true blank slate with plenty of room to add a pool. Clean, bright, and only two years young, this home is ready to enjoy without the wait of building new.

5 Pine Bush Lane, Palm Coast
28 Becker Lane, Palm Coast
$319,900
4 Beds ⋅ 2 Baths ⋅ 2163539 MLS
Move-in ready with a spacious open floor plan and large backyard! This well-maintained 3-bedroom, 2-bath Palm Coast home offers approximately 1,884 sq. ft. with a desirable split-bedroom design. The bright living and dining areas flow into the kitchen featuring white cabinetry, granite countertops, stainless steel appliances and generous counter space for everyday living and entertaining. The primary suite includes a private bath with granite-topped vanity and tiled shower. Enjoy a large, level backyard with plenty of space for outdoor entertaining, pets, gardening or creating your own Florida retreat. A two-car garage, attractive stucco exterior and established landscaping complete the home. Conveniently located in Indian Trails near parks, shopping, dining and major roadways.

28 Becker Lane, Palm Coast
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