Palm Coast Homes with Navigable Water Frontage

Palm Coast Homes with Navigable Water Frontage

Welcome to Palm Coast, Florida—a picturesque gem nestled along the stunning Atlantic coast. Known for its serene landscapes and vibrant community, Palm Coast offers a unique blend of coastal living and suburban charm. With its warm climate, beautiful beaches, and lush natural surroundings, it’s no wonder that this city is becoming a sought-after destination for families, retirees, and anyone looking to embrace the Florida lifestyle.

One of the standout features of Palm Coast is its impressive array of homes with navigable water frontage. Imagine waking up each morning to the gentle sound of waves lapping against your dock or enjoying sunset views from your backyard. These waterfront properties provide not just a home, but a lifestyle filled with adventure and relaxation. Whether you enjoy boating, fishing, or simply soaking in the natural beauty of the waterways, living on the water in Palm Coast opens up a world of possibilities.

In addition to its stunning homes, Palm Coast boasts an array of amenities, from world-class golf courses to scenic parks and nature trails. Residents can explore the nearby beaches or indulge in the local dining scene, which features everything from casual eateries to upscale restaurants. With a strong sense of community and a host of recreational activities, Palm Coast is perfect for those looking to enjoy a vibrant lifestyle in a tranquil setting.

If you’re ready to discover your dream waterfront home in Palm Coast, let us guide you through this enchanting community where every day feels like a vacation!

Newest Palm Coast Homes with Navigable Water Frontage

2 Covington Lane, Palm Coast
$849,000
3 Beds ⋅ 3 Baths ⋅ 2168149 MLS
Waterfront Retreat with Panoramic Long Creek Views in Palm Coast Welcome to this exceptional custom-built 3-bedroom, 2.5-bath waterfront home, offering one of the most beautiful and private waterfront settings in Palm Coast. Three lots have been thoughtfully combined to create an expansive, peaceful property surrounded by nature and breathtaking panoramic views of Long Creek. This rare setting provides privacy, tranquility, and endless opportunities to enjoy Florida's waterfront lifestyle. Inside, the home features a desirable split-bedroom floor plan, with a spacious primary suite designed for comfort and relaxation. The primary bath includes generous walk-in closets, while the updated kitchen showcases elegant quartz countertops and plenty of workspace. The large family room is a welcoming gathering space highlighted by a cozy fireplace and custom built-ins that provide both character and additional storage. Outdoor gardening is truly exceptional. This Spacious grounds are perfect for gardening enthusiast and nature lovers, featuring a greenhouse, storage shed, and private dock. Launch your kayak directly from your property, cast a line in search of redfish, or simply relax by the water and take in the ever-changing views and peaceful surroundings. Additional highlights include a detached second garage/workshop, whole-home generator, extensive storage, and numerous thoughtful improvements throughout the property. A complete list of updates is available in the listing documents. This is more than a home—it's a private waterfront sanctuary offering space, privacy, recreation, and spectacular natural beauty, all in one of Palm Coast's desirable waterfront locations. Buyer to do their own due diligence.

2 Covington Lane, Palm Coast
304 Yacht Harbor Drive, Palm Coast
$1,850,000
3 Beds ⋅ 4 Baths ⋅ 2167499 MLS
Personality, craftsmanship and the Intracoastal come together at 304 Yacht Harbor Drive. Custom built in 2023 by Dell Construction, this three-level custom residence offers 4,150 square feet of living space directly on the Intracoastal Waterway in Yacht Harbor Village and this home lives large. Designed around the water and the relaxed elegance of coastal living, each level offers its own experience, with expansive balconies and remarkable Intracoastal views on every floor. The result is a home that gives you room to gather when you want to, and room to retreat when you don't. The dedicated second-floor gathering space was made for the way people really live...movie nights, game nights, cocktails with friends or simply settling in to watch the boats go by. Entertain downstairs, gather upstairs, escape to your own space or take everyone outside by the pool. The best part? You get to choose. Throughout the home, smooth-finish walls, custom solid-wood interior doors, distinctive lighting and tile selections, custom remote-controlled window shades and beautifully finished closets reflect an exceptional level of detail. Premium appliances, an additional second-floor ice maker, central vacuum, water-leak detection, security cameras, integrated Sonos and surround sound add comfort and technology without sacrificing character. Each floor features its own electric fireplace, while the outdoor living spaces include a gas fireplace and gas connection on the second-level deck. Outside, the heated saltwater pool and spa are remotely operated and complemented by two waterfalls, premium pool equipment, an outdoor shower and approximately $75,000 in custom storm-screen protection. Even the garage received the custom treatment, with cabinetry and storage, a lifetime-warrantied floor system and a dedicated custom wash station, perfect for pets, sandy feet and everything that comes with life on the water. Four-zone HVAC and ceiling fans throughout complete a residence that feels exceptionally finished from top to bottom. And waterfront living here extends beyond your own backyard. Yacht Harbor Village is a true marina community, giving boaters the convenience of keeping their boat within the neighborhood marina and protected from the everyday wake of the Intracoastal. Marina slips may be available. The HOA adds another layer of ease with lawn and seawall maintenance included, leaving more time for the lifestyle that brought you here. For those who want to add the resort experience, club membership is optional and available separately through the nearby Hammock Dunes / Hammock Beach Club, subject to current membership offerings, availability and fees. Morning coffee overlooking the Intracoastal. An afternoon on the boat. Game night upstairs. Friends around the pool. Or a quiet sunset from your balcony. There isn't one way to live here. That's the point. 304 Yacht Harbor Drive was designed to be enjoyed.

304 Yacht Harbor Drive, Palm Coast
113 Island Estates, Palm Coast
$2,200,000
4 Beds ⋅ 5 Baths ⋅ 2166560 MLS
Some homes impress with their features. Others create a lifestyle you can picture from the moment you arrive. Set on more than an acre of beautifully established, park-like grounds within the exclusive gated community of Island Estates in Hammock Dunes, this completely renovated waterfront residence brings together privacy, boating, sophisticated design and effortless Florida living. Mature landscaping creates a remarkable sense of arrival, while inside, the transformation is fresh, refined and thoughtfully executed. At the heart of the home, the open kitchen and family room are designed for everything from quiet mornings to evenings with family and friends. European cabinetry, a dramatic waterfall island and an exceptional collection of Sub-Zero, Thermador, Wolf, Bosch and Miele appliances make the kitchen as functional as it is striking. Custom lighting and updated electrical and plumbing fixtures continue throughout the home. The connection to the outdoors is one of the property's defining features. Stacking and pocketing glass doors disappear to open the living spaces to the screened lanai and private backyard oasis. A solar-heated saltwater pool and spa is surrounded by generous areas for lounging, dining and entertaining, while a newer MEGA-VIEW screen enclosure preserves the openness of the setting. Updated Hayward equipment and passive solar panels complete the pool improvements. Beyond the pool, lush grounds unfold toward the water, where a custom pergola and fully equipped outdoor kitchen create another destination for gathering. Fire up the grills after a day on the water or simply enjoy an evening surrounded by tropical landscaping. Follow the path to your private covered dock on the Florida East Coast Canal. Complete with water, electric and a 10,000-pound boat lift, the dock provides bridge-free access to the Intracoastal Waterway, putting boating, fishing and miles of Florida waterways within easy reach. The thoughtfully designed floor plan provides exceptional flexibility. The primary suite and an additional guest bedroom are conveniently located on the first floor, along with the main living and dining spaces and a private office. The spacious primary retreat opens toward the outdoor living area and features an elegant bath with frameless glass shower and generous walk-in storage. Upstairs, two additional bedrooms with ensuite accommodations are joined by a game/family room, wet bar and outdoor balcony, creating a private retreat for family and guests. Practical improvements are equally impressive, including hurricane protection for every door and window, Pella windows, a security system, central vacuum, circulating hot water, updated irrigation and new gutters. A 26KW whole-home generator with a 500-gallon propane tank adds another layer of comfort and peace of mind. Island Estates is a private, gated island community surrounded by coastal waterways. Optional Hammock Dunes Club membership is available separately, offering access to exceptional golf, dining, tennis, fitness and club amenities. Beautifully renovated and designed to embrace both land and water, this is a home where mornings begin beside the pool, afternoons are spent on the Intracoastal and evenings end beneath the palms. The home is ready. The dock is waiting. All that's left is to enjoy the Island Estates lifestyle.

113 Island Estates, Palm Coast
303 Yacht Harbor Drive, Palm Coast
$1,650,000
4 Beds ⋅ 5 Baths ⋅ 2166218 MLS
PRIVACY. WATERFRONT. NEARLY 5,900 SQUARE FEET. A rare combination in Yacht Harbor Village, this impressive three story custom residence offers 5,884 square feet of living space along with an exceptional opportunity for added privacy. The adjacent vacant waterfront homesite is also available for purchase separately, while community owned property borders the opposite side, creating the unique possibility of enjoying your waterfront home with no immediate neighbors on either side. Ask for additional details regarding the available homesite. Built in 2009 and positioned along a protected saltwater canal just moments from the Intracoastal Waterway, the property features a concrete seawall and a floor plan designed to make the most of all three levels. An elevator provides easy access throughout the home, while multiple balconies and verandas extend the living outdoors and capture coastal breezes, sunsets and Intracoastal vistas. The second floor serves as the heart of the home, bringing together an expansive kitchen, great room, dining areas, beverage center, guest accommodations and private office. Beautiful woodwork, wide hallways and thoughtful architectural details add warmth and character throughout. Three fireplaces, one on each level, create inviting gathering spaces from top to bottom. The third floor provides a private retreat highlighted by an impressive primary suite with fireplace, veranda access and two walk in dressing rooms. The primary bath offers dual vanities, a soaking tub and a large walk in shower with built in seating. An additional guest bedroom provides even more flexibility for family and visitors. The first floor lives almost like a retreat of its own, with another great room and fireplace, wet bar, guest accommodations, full bath and direct access to the covered outdoor living areas and backyard. An oversized, fully air conditioned room off the garage offers exceptional flexibility for year round storage, a workshop, hobbies or projects. Additional features include newer Daikin A/C systems servicing each level, a Briggs & Stratton standby generator and two newer electric water heaters. Located within Yacht Harbor Village, one of Palm Coast's gated marina communities, this is a setting made for those who want the water to be part of everyday life. Protected canal frontage offers a quieter waterfront setting while keeping the Intracoastal Waterway within easy reach. Hammock Beach Marina is located within the community, adding another dimension to the boating lifestyle. Optional memberships are available separately through The Club at Hammock Beach and Hammock Dunes Club, offering additional opportunities for golf, tennis, dining, fitness and social activities. Whether your perfect Florida day begins on the water, on the golf course or along the Atlantic, this property brings together something increasingly difficult to find: substantial space, waterfront living, multiple levels of indoor and outdoor living, and the opportunity for remarkable privacy. Schedule your private showing and discover the possibilities of life in Yacht Harbor Village.

303 Yacht Harbor Drive, Palm Coast
52 Hammock Beach Circle S, Palm Coast
$5,350,000
6 Beds ⋅ 7 Baths ⋅ 2164204 MLS
Welcome to the crown jewel of Ocean Hammock--the largest oceanfront estate on the 9th hole of the Jack Nicklaus Ocean Course. Spanning 4 levels with over 6,800 sq ft, this concrete coastal retreat features rich travertine flooring, elevator access, and sweeping ocean views. Level 1 offers a full bar, media room, fireplace living area, generator, water filtration, and accessible suites. Level 2 features 4 guest suites (2 oceanfront), a wet bar, and laundry. Level 3 reveals a chef's kitchen with Sub-Zero/Wolf appliances, expansive great room, and a half-moon lounge framing panoramic vistas. The entire 4th floor is a primary sanctuary with direct ocean views, executive office, laundry, and spa bath with multi-spray rain shower. Outdoors, enjoy direct beach access, an alfresco kitchen, firepit, and neighbor-only pool. Features Apple Home, HOA landscaping, updated HVAC, resealed pavers, and fresh paint. Optional Resort membership adds golf, tennis, pools. Furnished negotiable.

52 Hammock Beach Circle S, Palm Coast
44 Comanche Court, Palm Coast
$209,000
2163327 MLS
It's a sweet life living by the salty sea! Buy a boat and sail off in it from this deep water access homesite in stunning Palm Coast. No need to boat all the way down to Ponce Inlet for ocean access, this navigable lot has unobstructed access to the Matanzas River and onto the Ocean within minutes! QUICKEST water route currently available on the market! Reel in one of the few last remaining waterfront lots while you can! And no need to go all the way to the deep blue, plenty of fish in the sea (canal) right outside your backdoor. You too can be on a permanent vacation-with NO HOA! Take the helm and change your latitude today!

44 Comanche Court, Palm Coast
3568 N Ocean Shore Boulevard, Palm Coast
$340,000
2162208 MLS
An exceptional opportunity to create the ultimate coastal retreat in what can only be described as a boater's and beach lover's dream location. This remarkable homesite offers the rare combination of a floating dock with quick Intracoastal access and deeded beach access just steps away across the street -- truly giving you the best of both worlds. Imagine spending your mornings boating Florida's scenic waterways and your afternoons relaxing on the quiet sands of Flagler Beach. Perfectly situated near the charming downtown area filled with locally loved restaurants, boutique shopping, the fishing pier, weekly farmers markets, and a laid-back coastal vibe, this property delivers the lifestyle so many dream about but few ever find. Conveniently located between St. Augustine and Daytona Beach, with easy access to Jacksonville and Orlando, this is your chance to build a custom waterfront escape in one of Florida's most desirable coastal settings. The property boundaries shown here are for illustrative purposes only and may not reflect the exact legal property lines. All property dimensions are approximate and should be independently verified by a surveyor.

3568 N Ocean Shore Boulevard, Palm Coast
63 Front Street, Palm Coast
$1,560,000
3 Beds ⋅ 4 Baths ⋅ 2154745 MLS
Hidden beneath a canopy of majestic mature live oaks at the end of a long private driveway on nearly ¾ of an acre, this extraordinary residence showcases timeless Mediterranean architecture rarely found in Palm Coast. Bordering Grand Haven's waterfront park with no neighboring home on one side, the estate offers exceptional privacy while embracing breathtaking views of the Intracoastal Waterway. From the moment you enter, soaring ceilings, graceful archways, stone fountains, rich granite flooring, & walls of picture windows immediately draw your eye to the tranquil waters beyond. Formal living & dining rooms provide elegant spaces for entertaining, while the spacious family room was designed to showcase spectacular waterfront views. The first-floor primary suite is a private retreat featuring expansive picture windows overlooking the Intracoastal, a double-sided gas fireplace shared with a sitting area perfect for a home office or reading nook, dual walk-in closets, and direct access to the screened pool. Wake each morning to breathtaking sunrises over the water from the comfort of your own suite. Beautifully finished in timeless marble, the luxurious ensuite offers double vanities, an exquisite marble mosaic walk-in shower, a jetted soaking tub, & a private water closet with bidet. A separate marble-finished half bath provides convenient access directly from the primary suite to the pool. Upstairs, two spacious guest bedrooms share a beautifully appointed Jack-and-Jill bathroom, while one bedroom opens onto a private balcony overlooking the pool with peaceful views of the Intracoastal Waterway. Throughout the home, every bathroom has been thoughtfully finished in elegant marble, reflecting the exceptional craftsmanship found throughout the residence. Outside is your private screened pool & spa, where mornings begin with colorful sunrises over the Intracoastal and afternoons are often accompanied by dolphins and manatees gliding through the water. Just beyond, the covered boathouse features a 34-foot covered slip, 9,000-pound High-Tide boat lift, approximately 12-foot beam, electric service, fresh water, generous walk-around decking, and additional side mooring. Built in 2008, the boathouse perfectly complements the home's timeless architecture while providing effortless access to the Intracoastal Waterway. Located within the prestigious gated community of Grand Haven, residents enjoy a staffed security gate,2 resort-style pools, a restaurant, fitness center, tennis courts, pickleball courts, basketball courts, playgrounds, miles of scenic walking and biking trails, and a vibrant calendar of clubs and community events. HOA and CDD fees include access to these exceptional amenities, while the acclaimed Jack Nicklaus Signature Golf Course is available through optional membership. Perfectly positioned just 2 miles from shopping, restaurants, grocery stores, and everyday conveniences, approximately 7 miles from Flagler Beach, 18 miles from Historic Downtown St. Augustine, and 28 miles from Daytona Beach, this remarkable estate offers the perfect balance of privacy, luxury, and convenience. True Mediterranean waterfront estates of this caliber rarely become available. More than a home, this is a timeless waterfront estate where exceptional craftsmanship, remarkable privacy, and an extraordinary Intracoastal lifestyle come together to create one of Grand Haven's most distinctive residences.

63 Front Street, Palm Coast
18 Spinaker Circle, Palm Coast
$1,775,000
4 Beds ⋅ 5 Baths ⋅ 2150062 MLS
Some homes are beautiful. Others completely redefine the way you want to live. Tucked within the exclusive waterfront community of Yacht Harbor Village along the Intracoastal Waterway in the Hammock of Palm Coast, this custom-built residence was designed for those who refuse to compromise between boating, beach days, golf, and refined coastal living... because here, you truly can have it all. From the moment you step inside, the home feels effortlessly sophisticated yet warmly inviting. Soaring ceilings, dramatic designer lighting, expansive walls of glass, and carefully curated finishes create a timeless coastal aesthetic that feels elevated without ever feeling overdone. Thoughtfully designed for both everyday living and unforgettable entertaining, the open-concept spaces flow seamlessly from indoors to out. At the heart of the home, the chef's kitchen is both functional and stunning, featuring custom cabinetry, oversized island seating, premium appliances and finishes, and a waterfront dining space perfectly positioned to capture the peaceful water views beyond. A private first-floor retreat complete with its own kitchen/bar area and ensuite bath offers exceptional flexibility for guests, multigenerational living, or elevated entertaining. Designed with comfort and convenience in mind, the home also features a private elevator servicing every level, dual laundry rooms, spacious guest ensuites, and an extraordinary primary suite that feels reminiscent of a private luxury resort. Complete with its own balcony overlooking the water, a spa-inspired bath, soaking tub, oversized walk-in shower, and designer finishes throughout, the space was created as a true retreat from everyday life. Outside, your own private waterfront oasis awaits. Wide canal views, direct Intracoastal access, a sparkling pool, expansive outdoor living spaces, and breathtaking evening skies create an atmosphere where every day feels like a vacation. With Yacht Harbor Marina located within the community, beach access just minutes away, and optional membership opportunities available through Hammock Dunes Club and Hammock Beach Resort, this offering is far more than simply a home. It's the coastal lifestyle people spend years dreaming about... and very few ever truly find.

18 Spinaker Circle, Palm Coast
4 Chippeway Court, Palm Coast
$589,000
3 Beds ⋅ 2 Baths ⋅ 2148013 MLS
Fantastic opportunity to own this lovely canal waterfront property. This home has a whole house solar system with two Tesla Power Walls. The garage has a wall charging station to charge your electric vehicles. The floating dock provides access to the Intercoastal. Enjoy your heated screened pool year-round. Beautiful electric fireplace, enormous TV and fabulous sound system in the Great Room will convey. Solar System, Washer, Dryer, Freezer, Dining Room standalone wall cabinets, pool equipment, outdoor sheds and all lighting fixtures will convey. Two-year-old roof. Luxury vinal flooring throughout.

4 Chippeway Court, Palm Coast
8 Schooner Circle, Palm Coast
$199,000
2076758 MLS
Exclusive Waterfront Lot in Yacht Harbor Village - Palm Coast. Discover the perfect canvas for your dream waterfront home in the prestigious Yacht Harbor Village at Harbor Village Marina. This prime vacant lot offers breathtaking water views and direct access to the Intracoastal Waterway, making it a boater's paradise. Nestled in one of Palm Coast's most sought-after communities, this property provides a serene coastal lifestyle paired with world-class amenities. Yacht Harbor Village is renowned for its state-of-the-art marina with boat slips, offering effortless water access for yachts and sailboats alike. Golfing at the acclaimed courses, Tennis courts for friendly matches, Private beach access, Boating and water activities just steps from your property Exclusive club membership opportunities for luxury experiences With no timeline to build, you have the freedom to build at your leisure. call to see this lot today.

8 Schooner Circle, Palm Coast
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