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1606 Atlantic Avenue, Fernandina Beach
$1,190,000
3 Beds ⋅ 3 Baths ⋅ 2159282 MLS
There's a corner in Fernandina Beach where the whole island feels within reach, and this brick one level pool home sits right in the middle of it, set on a double lot spanning nearly half an acre. Historic Downtown is one way, Main Beach the other, with Egan's Creek Greenway, Fort Clinch, and three parks all close by. This one has been renovated with real attention to detail and is a host's dream! Three bedrooms, three baths, all on one floor, with a working wood burning fireplace and plaster finish anchoring the living space, and a large, sunny dayroom just off the pool deck with a triple slider that opens the whole space up. New plumbing, an updated HVAC system, and new windows round out the big ticket updates, and the kitchen has been completely reimagined with new cabinetry, all new LG appliances, and a scullery for extra prep space and storage, while the bathrooms feature fully updated custom tile throughout. Outside is where this one really stands out. A new deck overlooks the fully fenced backyard, fresh landscaping, and an in-ground pool with a new AquaStrong system and timer. A French drain and outdoor shower add practical touches, and outdoor lighting keeps the space usable well after sunset. An extra deep 2.5 car garage with fresh Epoxy flooring adds 700 square feet of storage and workspace. This is a home where the big projects are already done. Schedule your private showing and see it for yourself.

1606 Atlantic Avenue, Fernandina Beach
2019 Atlantic Avenue, Fernandina Beach
$1,185,000
3 Beds ⋅ 4 Baths ⋅ 2093762 MLS
HISTORIC CHARM on over HALF AN ACRE - A RARE ON ISLAND FIND! This Fernandina Beach POOL HOME blends Character with MODERN LUXURY on an OVERSIZED LOT just a short walk to the BEACH, HISTORIC DISTRICT, FORT CLINCH, and EGAN'S CREEK GREENWAY. Enjoy SPACE, STYLE, and an UNBEATABLE LOCATION. Natural light fills the home through ANDERSON and MARVIN WINDOWS with LOCALLY MADE CUSTOM SHADES, highlighting the GENUINE HARDWOOD FLOORS throughout. The GOURMET KITCHEN was FULLY REMODELED IN 2023 and features a GAS RANGE, QUARTZ COUNTERTOPS, and ELEGANT NICKEL PULLS. EVERY BEDROOM HAS A PRIVATE ENSUITE BATHROOM, providing comfort and privacy for all. Recent updates include a NEW ROOF AND AC (2019), SPRAY FOAM INSULATION, WHOLE-HOUSE GENERATOR, 2021-INSTALLED POOL, and a 2025 RINNAI TANKLESS WATER HEATE. Don't miss this OPPORTUNITY to own a truly SPECIAL PROPERTY with AMELIA Island CHARM, MODERN UPGRADES, and ROOM TO BREATHE.

2019 Atlantic Avenue, Fernandina Beach
226 Vernon Street, Fernandina Beach
$755,000
4 Beds ⋅ 3 Baths ⋅ 2160732 MLS
Welcome to a rare opportunity--a home that perfectly blends location, quality, and lifestyle. Custom designed and built by SEDA Homes just six years ago, this beautifully maintained, one-story residence has been used only as a second home, resulting in exceptionally light use. Located on Amelia Island--voted the #1 Best Island in the U.S. by Global Traveler magazine for three consecutive years--this home offers the quality and peace of mind of newer construction on a quiet street within the city limits of Fernandina Beach. Ideally situated less than a block from Central Park, you'll enjoy tennis and pickleball courts, baseball, pétanque, and a playground just outside your door. Spend the morning at the beach--only about one mile away--then bike or stroll a few blocks to Fernandina Beach's charming historic downtown, filled with locally owned shops, restaurants, & year-round events. Designed for effortless coastal living, the thoughtfully crafted open-concept floor plan features a desirable split four-bedroom layout, creating the perfect balance of privacy and gathering spaces, complete with high ceilings. An oversized screened lanai extends the living area outdoors, making entertaining effortless and everyday living feel like a vacation. Thoughtful upgrades and upscale finishes--including plantation shutters throughout--reflect the home's custom design and timeless appeal. Outside, paver patios, gutters, & meticulous maintenance make this home as practical as it is beautiful. Whether you're searching for a primary residence, second home, or investment property, 226 Vernon Street is a true unicorn-an uncommon chance to enjoy the best of Amelia Island, from the beach to downtown, all just minutes from your front door.

226 Vernon Street, Fernandina Beach
3520 1st Avenue, Fernandina Beach
$750,000
3 Beds ⋅ 3 Baths ⋅ 2135658 MLS
Coastal Cottage tucked within lush no maintenance native Florida landscaping, the home feels like a private garden retreat walking distance to the beach. The generous 100x100 lot size provides rare space and flexibility, offering room to relax, entertain, or simply enjoy the peaceful coastal setting. Inside, vinyl plank flooring runs throughout the entire home, offering easy, low maintenance care that makes cleanup simple after sandy beach days. The primary suite opens to a spacious screened lanai with private views, perfect for enjoying morning coffee or evening breezes. A detached guest cottage adds versatility and appeal, complete with air conditioning, a kitchenette, half bath, and an enclosed outdoor shower that captures the essence of classic Florida beach living. Whether used for guests, a studio, or additional entertaining space, it enhances the property's unique coastal charm. A large rear deck invites gatherings under the stars or quiet mornings surrounded by mature landscaping. If you are searching for a beach cottage on Amelia Island with a large lot, guest house, and walkable access to the ocean, this 1st Avenue property delivers location, character, and an authentic coastal setting that is increasingly rare to find.

3520 1st Avenue, Fernandina Beach
410 Cedar Street, Fernandina Beach
$720,000
2 Beds ⋅ 2 Baths ⋅ 2160252 MLS
Experience the best of downtown Fernandina Beach living from this charming home located in the heart of the Historic District. Built in 2007 with 2x6 construction and Hardie Board siding, this thoughtfully designed home offers the charm and character you expect downtown with the benefits of newer construction. Welcoming porches, high ceilings, abundant natural light, plantation shutters and beautiful Brazilian walnut flooring create a warm and inviting interior. The kitchen is full of personality with teak wood countertops and striking blue ornamental tile, creating a space that feels anything but ordinary. The main portion of the home includes a comfortable bedroom and full bath, while the second bedroom and bath are accessed from the breezy side porch.. an ideal arrangement for guests, a private home office, studio or additional living space. An oversized one-car garage with generous storage provides room for hobbies, bikes, beach gear and more. The versatile lot also offers additional parking and plenty of opportunity to create your own garden or outdoor entertaining space. From morning coffee downtown to evening walks along the waterfront, this home offers an opportunity to truly live the Fernandina Beach lifestyle--all just minutes from the beaches of Amelia Island. Owner financing available with a 2-3 year balloon. Ask listing agent for additional terms and details.

410 Cedar Street, Fernandina Beach
1457 Holly Drive, Fernandina Beach
$674,900
4 Beds ⋅ 3 Baths ⋅ 2132056 MLS
1457 Holly Drive, Fernandina Beach, FL Listed $60,000 under appraised value for a fast, clean sale. Rare opportunity for instant equity. Schedule your showing today - this one is priced to move. Experience the best of Amelia Island living with this rare, fully reimagined 2,212 sq. ft. split-level home. From the infrastructure to the aesthetics, every inch of this property has been meticulously updated to offer a truly turnkey experience on a generous .34-acre lot. Chef-Inspired Kitchen & Designer Baths The heart of the home features a brand-new kitchen with modern cabinetry and finishes. All 3 bathrooms have been completely remodeled with a contemporary touch, ensuring luxury and comfort in every corner. Versatile Living Spaces The Layout: A smart split-level design featuring 3 bedrooms on the main level, including the primary suite. The Bonus Suite: Escape to the expansive upstairs bonus room suite, complete with its own full bath--ideal as a 4th bedroom, executive home office, or guest wing. Unmatched Workshop & Storage Attached 1.5-car garage for daily convenience. Detached 2-car concrete block workshop for projects or a classic car collection. Additional 2-car carport attached to the workshop, providing covered space for up to 5+ vehicles or boats. Total Peace of Mind (New Upgrades) Skip the "to-do" list. This home comes with a new roof, a new well pump and filtration system, and a new septic pump (inspection on file). This is a rare "bargain" price point for a fully renovated property in Fernandina Beach. Beautiful, functional, and ready for you to call home. Schedule your tour today--this one won't last!

1457 Holly Drive, Fernandina Beach
111 S 4th Street, Fernandina Beach
$635,000
2 Beds ⋅ 2 Baths ⋅ 2108579 MLS
STUNNING TURN-KEY COTTAGE IN DOWNTOWN FERNANDINA BEACH Less than two blocks from Centre Street, this beautifully renovated cottage offers charm, comfort, and unbeatable location. Taken down to the studs and fully remodeled in 2014, this home features high end finishes throughout including solid cherry cabinetry, quartz and sea glass countertops, and a wine cooler in the chef's kitchen, bamboo flooring throughout. A brand new refrigerator was added 2024.The home boasts solid vertical strand bamboo flooring throughout, with coordinating Trex-style composite decking on both the welcoming front porch and the serene screened in back porch. Ideal for relaxing, entertaining, or simply people watching from the front while enjoying quiet camaraderie with friends in beautifully landscaped back yard. Major systems were updated in 2014, including all new electrical, plumbing, HVAC, and ductwork. A new roof was installed in 2012. Parking pad in front of house. Down town living.

111 S 4th Street, Fernandina Beach
7 Jasmine Place Unit 7 & 8, Fernandina Beach
$545,000
4 Beds ⋅ 4 Baths ⋅ 2119408 MLS
This versatile Amelia Island duplex delivers two vacant, income-ready units with separately fenced yards, a brand-new roof, stainless kitchens, in-unit laundry, updated baths, and clean, bright interiors that make it easy for tenants or extended-stay guests to move right in. The 2BD/2BA unit features new bedroom carpet, fresh vanities, a new walk-in shower, and updated tile in the second bath, while the 2BD/1.5BA unit offers a comfortable, lightly updated layout with strong rental appeal. With 1,986 heated sq ft on a private cul-de-sac lot minutes from beaches, parks, schools, greenway trails, grocery options, restaurants & island conveniences, this property sits in one of the highest-demand rental pockets on Amelia Island. Long-term rents in this area run around $1,900-$2,000+ per month per unit, and furnished extended-stay rentals project around $2,600-$3,000 per month, giving investors multiple income paths with strong occupancy potential. The property is zoned MU-1, which may allow single-family, duplex, or multi-unit residential use, along with certain low-impact personal service or studio uses such as art or photography studios, wellness or fitness instruction, tutoring, or similar appointment-based uses, as well as accessory structures, all subject to City approval and applicable development standards. Any specific use or construction should be confirmed with the City of Fernandina Beach for compliance. With no HOA restrictions, MU-1 zoning, and immediate rent-ready condition, this duplex checks every box for house-hackers, investors, or buyers seeking a solid island property with long-term value.

7 Jasmine Place Unit 7 & 8, Fernandina Beach
232 Vernon Street, Fernandina Beach
$500,000
2 Beds ⋅ 2 Baths ⋅ 2145603 MLS
Completely Remodeled in 2017 all within walking distance of downtown Amelia Island. This charming cottage offers the perfect blend of cozy comfort and coastal charm. Surrounded by lush, thoughtfully designed landscaping, the home feels like a private retreat with plenty of extra driveway space to have all your new friends over. Inside, warm, inviting spaces are filled with natural light and outside sit on your front porch or dine al-fresco on your courtyard. A detached oversized one-car garage with plumbing and EXTRA storage space, not included in sq ft, adds convenience. Ideal as a getaway or full-time residence, this cottage captures the essence of island living in a truly enchanting way. Walk your way to downtown or use your golf cart explore the beaches and Island. Call quickly for your private showing.

232 Vernon Street, Fernandina Beach
619 S 10th Street, Fernandina Beach
$422,500
4 Beds ⋅ 3 Baths ⋅ 2123384 MLS
RECENTLY APPRAISED AT $515,000 WALK INTO INSTANT EQUITY at 619 S 10th Street, a fully renovated 4-bedroom, 3-bathroom single-family home in the heart of Fernandina Beach's Downtown-West historic area on Amelia Island. Spanning 1,500 sq ft on a generous 5,227 sq ft lot (0.12 acres), this 1943 charmer has been meticulously transformed top to bottom with premium materials, modern design, and flawless craftsmanship—priced to sell fast for your growing family or dream vacation retreat. Prime Location: Nestled in the vibrant 410-Fernandina Beach Downtown-West neighborhood, enjoy a relaxed bike ride or short walk to pristine Amelia Island beaches like Main Beach Park (just ~1.5 miles away) for shelling, surfing, and sunsets. Stroll minutes to the 50-block Historic Downtown District on the National Register of Historic Places, where Victorian architecture lines Centre Street amid boutique shops, live music, Southern dining, and festivals—perfect for outdoor adventures and island living Discover perfection at 619 S 10th Street, a fully renovated 4-bedroom, 3-bathroom single-family home in the heart of Fernandina Beach's Downtown-West historic area on Amelia Island. Spanning 1,500 sq ft on a generous 5,227 sq ft lot (0.12 acres), this 1943 charmer has been meticulously transformed top to bottom with premium materials, modern design, and flawless craftsmanshippriced to sell fast for your growing family or dream vacation retreat. Prime Location: Nestled in the vibrant 410-Fernandina Beach Downtown-West neighborhood, enjoy a relaxed bike ride or short walk to pristine Amelia Island beaches like Main Beach Park (just Inviting Exterior: Start your day on the charming front porch with morning coffee in the fresh breeze. New James Hardie lap siding, architectural shingles with double-layer synthetic underlayment, refreshed wood deck, fascia, trim, and all-new exterior doors ensure lasting curb appeal. A privacy PVC fence encircles the large backyardideal for family gatherings, parking your boat or RV, and creating your private oasis. Open-Concept Interior: Step inside to a seamless living, dining, and chef's kitchen flow on stunning large-format Italian modern tile throughout. The gourmet kitchen boasts crisp white shaker cabinets, quartz countertops, a central island for entertaining, all-new stainless appliances, and sleek light fixtures. Brand-new American Craftsman windows and blinds flood the space with natural light. Spacious Bedrooms & Baths: Two generous guest bedrooms on one side with oversized closets. Adjacent guest bath with double sinks, modern fixtures, hardware, and a tub/shower comboconveniently near the living area. Dual primary suites (one on each end) each with walk-in closets and private full baths featuring vertical Italian tile floors, new wall tiles, niches, matte black vanities, plumbing, shower valves, tub drains, lights, mirrors, and locks. Added Conveniences: Centrally located laundry room fits side-by-side washer/dryer with brand-new instant hot water heater. Throughout: 6-inch baseboards, all-new interior doors, and modern matte black hardware. This turnkey gem blends historic charm with contemporary luxurydon't miss your chance in one of Northeast Florida's most desirable spots! Schedule your showing today.

619 S 10th Street, Fernandina Beach
831 Division Street, Fernandina Beach
$420,000
3 Beds ⋅ 2 Baths ⋅ 2138326 MLS
The air feels different here. Salt air drifts in from the coast and becomes part of everyday life at 831 Division Street, something people come to Fernandina Beach for but rarely find this close to everything. Just minutes from downtown and Central Park, errands turn into familiar faces and evenings don't need a plan. The pace is slower, but never still, with most places reachable by bike or golf cart. Inside, this move-in ready 3-bedroom, 2-bath home is filled with natural light, creating an open, easy feel. The kitchen anchors the space with a waterfall-edge island, perfect for gathering. Outside, a fully fenced backyard offers room for dogs, coffee mornings, and relaxed evenings, all low maintenance. A one-car garage adds flexibility. Set among locals and newcomers alike, you're near the beach, the greenway, and downtown, offering a rare chance to enjoy island living without overpaying.

831 Division Street, Fernandina Beach
410 S 10th Street, Fernandina Beach
$410,000
3 Beds ⋅ 2 Baths ⋅ 2160465 MLS
410 S 10th St is a one-story Fernandina Beach home built in 2006 with three bedrooms and two bathrooms across roughly 1,303 square feet. The kitchen provides generous counter space, wood cabinetry, a breakfast bar, and stainless steel appliances, opening to the main living and dining areas with plank flooring throughout. The three bedrooms are served by two full bathrooms, including a dual-sink vanity and both a soaking tub and a tub-and-shower combination. Outdoor spaces include a screened rear porch and a paver patio set within a fully fenced backyard. An attached two-car garage completes this well-maintained residence with practical amenities throughout every room. Included 100-Day Home Warranty with buyer activation

410 S 10th Street, Fernandina Beach
515 Broome Street, Fernandina Beach
$400,000
3 Beds ⋅ 2 Baths ⋅ 2135072 MLS
Located in the heart of Fernandina Beach, 515 Broome Street presents a rare opportunity to create your dream home in one of Northeast Florida's most treasured coastal communities. Positioned on a 50x80 corner lot just two blocks from Centre Street, this property offers exceptional potential. Whether you envision renovating and restoring the existing structure through approved plans with the Historic District Council (HDC), or prefer to utilize the existing power, water, and sewer connections to design and build a custom residence, the possibilities are ready for your vision. Enjoy the unmatched lifestyle of Historic Downtown Fernandina Beach, where daytime strolls to the Intracoastal Waterway, evenings dining at local restaurants, and live music drifting through the streets can all become part of your everyday routine. Annual traditions such as Shrimp Festival, Dickens on Centre, and New Year's Eve celebrations are just moments from your doorstep, offering the charm of small-town.

515 Broome Street, Fernandina Beach
1010 Calle Corta, Fernandina Beach
$359,000
3 Beds ⋅ 2 Baths ⋅ 2132440 MLS
Hot investment opportunity in Fernandina Beach! This 3/2 home offers 1,118 sq ft of living space and includes a garage, providing a solid foundation for your next renovation project. With a functional layout and strong upside potential, this property is primed for a value-add transformation. HVAC was installed in 2015, a new thermostat added in 2024, and the water heater was installed in 2024. This is a great opportunity to start improvements right away and add significant value. Perfect for investors looking to flip or customize and maximize returns! ***Accepting Conventional Financing***

1010 Calle Corta, Fernandina Beach
1009 Calhoun Street, Fernandina Beach
$340,000
2 Beds ⋅ 1 Baths ⋅ 2153239 MLS
Move-in ready cottage available at 1009 Calhoun Street, just a short stroll to downtown Historic Fernandina Beach and the white sandy beaches on Amelia Island. This 2 bedroom, 1 bath home has a fully fenced yard, a low maintenance gravel parking area, fruit trees & a relaxing front porch. Perfect for a personal home, rental, or a vacation home that is close to everything that makes Amelia Island a popular destination! Professional pictures coming soon.

1009 Calhoun Street, Fernandina Beach
0/307 Division Street, Fernandina Beach
$235,000
2112073 MLS
UNDER APPRAISED VALUE! Two side-by-side residential lots being sold together offering a combined 86' x 100' homesite ready for immediate residential use in the heart of Fernandina Beach city limits. Ideal opportunity to build your custom home in a prime location within walking distance to town and just a short distance or bike ride to the beach. Restaurants, shopping ,island amenities and music venues are just steps away. For those looking for an investment opportunity, each lot can be built on separately for a total of two homes. This is a rare chance to secure value-priced land in the heart of Amelia Island.

0/307 Division Street, Fernandina Beach
728 9th Street Unit A&B, Fernandina Beach
$220,000
4 Beds ⋅ 2 Baths ⋅ 2129363 MLS
Back on the market at NO fault of the seller. Unlock the potential of this rare duplex on Amelia Island, just a short bike ride to the beaches, charming downtown, dining, and shopping. This property offers two separate 2-bedroom, 1-bath units, making it an ideal opportunity for investors, renovators, or buyers looking to create their own island retreat with income potential. Yes--it needs work--but that's where the magic begins. This is your chance to reimagine and restore a property in one of Florida's most sought-after coastal communities. Whether you're envisioning a long-term income property, or a live-in-one, rent-the-other setup, the possibilities here are wide open. With Amelia Island's strong rental demand and laid-back beach lifestyle, this fixer-upper is perfectly positioned to become something special.

728 9th Street Unit A&B, Fernandina Beach
1024 S 9th Street, Fernandina Beach
$200,000
2 Beds ⋅ 1 Baths ⋅ 2123320 MLS
Investor Special | Value-Add Opportunity Attention investors and savvy buyers! This property is a prime value-add opportunity for those looking to renovate and build equity. The home is in need of significant repairs and updates and is being sold as-is, making it ideal for cash, hard money, or renovation-friendly conventional financing. With the right vision and improvements, this property offers substantial upside potential in a market where renovated homes command strong resale values. Whether you're planning a full renovation, fix-and-flip, or long-term rental, this is a chance to create value and customize the home to today's buyer demand. Conveniently located and priced accordingly, this property presents a rare opportunity to purchase a home near the beach and capitalize on future appreciation. Bring your contractor, your vision, and your best offer. No repairs will be made by the seller. Buyer to verify all property details, zoning, and intended use.

1024 S 9th Street, Fernandina Beach
Division Street, Fernandina Beach
$120,000
2099525 MLS
Build Your Island Dream Home in the Heart of Fernandina Beach! This residential lot is perfectly situated within the city limits of Fernandina Beach, offering the ideal blend of location and lifestyle. Embrace a walkable or bike-friendly community just minutes from historic downtown, the Peck Center, Elm Park, the Elementary School and the vibrant shops, restaurants, and breweries along 8th Street and beyond. You're also just a short 2 miles to the beautiful beaches of Amelia Island. With no HOA and the freedom to choose your own builder, this is a rare opportunity for full-time living, a vacation getaway, or a smart investment property. City water and sewer are available for easy development. Don't miss your chance to own a piece of Amelia Island and bring your coastal vision to life! Seller is also selling the home and lot next door. Purchase both for a nice double lot home.

Division Street, Fernandina Beach
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