96233 Montego Bay, Fernandina Beach, FL 32034

$755,000
4
BD
2
BA
1,984
SqFt

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Sold Price
$755,000
List Price
$759,999
Closing Date
Aug 17, 2026
MLS#
115685
Status
CLOSED
Type
Single Family Residential
County
Nassau
City
Fernandina Beach
Subdivision
Islesworth
Bedrooms
4
Bathrooms
2
Living Area
1,984
Acres
0.22

Property Description

Move-in ready POOL home on Amelia Island, perfectly positioned, just minutes by bike or golf cart to the beach and historic downtown Fernandina can be used as short-term rental! Built in 2004 and meticulously maintained, this home checks every box for island living at any stage of life, and with a relaxed HOA and county taxes, it is approved for short-term rentals, making it an exceptional investment opportunity as well. The River-to-Sea Trail is right nearby, making the beach instantly more accessible. The bright, open living area features cherry laminate floors and flows seamlessly to your private backyard oasis, complete with a saltwater pool, built-in bench, refreshment table, and soothing fountain. The fully screened enclosure and fully fenced yard make it ideal for kids, pets, or simply relaxing in total privacy. Major systems have been updated including a new roof (2021), newer HVAC and water heater (according to previous homeowner), updated irrigation, and gutters over the outdoor porches. The guest bath and most of kitchen have been renovated in the last 2 years. Hurricane shutters on the front provide added peace of mind, and a termite bond is in place. A water softener in the garage (never used by current owners) is ready for the next owner. Located in a quiet, established neighborhood that is central to everything the island offers, this home delivers the full Amelia Island lifestyle without compromise. You will not find a better deal for all this home has to offer on-island.

Additional Information

Year Built
2004
Style
One Story
Stories
1
Hoa
Yes
Hoa Freq
Annually
Lot Dimensions
44x127
Interior Features
Ceiling Fan(s), French Door(s)/Atrium Door(s), Fireplace, Window Treatments
Heating
Central, Electric, Heat Pump
Cooling
Central Air, Electric, Heat Pump
Exterior Features
Fence, Sprinkler/Irrigation
Roof
Shingle

Listing courtesy of ERA FERNANDINA BEACH REALTY. Selling Office: SALT HARBOR REAL ESTATE COMPANY.

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