City Of Fernandina Beach Real Estate

City Of Fernandina Beach Real Estate

Welcome to the City of Fernandina Beach, a picturesque subdivision nestled in the heart of Nassau County, Florida. Known for its pristine beaches, charming historic district, and vibrant community, Fernandina Beach offers a unique blend of small-town charm and coastal living.

Located on Amelia Island, Fernandina Beach boasts a rich history dating back to the 19th century, evident in its well-preserved Victorian architecture and historic landmarks. Residents and visitors alike can explore the quaint shops, art galleries, and restaurants that line the streets of the downtown area, or take a leisurely stroll along the waterfront to admire the stunning views of the Atlantic Ocean.

Nature enthusiasts will appreciate the abundance of outdoor recreational activities available in Fernandina Beach, from kayaking and paddleboarding along the Intracoastal Waterway to hiking and biking through the lush maritime forests of the island. With an average of 230 days of sunshine per year, the city's mild climate makes it the perfect destination for outdoor adventures year-round.

Fernandina Beach is also home to top-rated schools, healthcare facilities, and a thriving economy, making it an ideal place to live, work, and play. Whether you're looking for a permanent residence or a vacation home, Fernandina Beach offers a diverse range of real estate options to suit every lifestyle.

Come experience the laid-back coastal charm and Southern hospitality of Fernandina Beach – where every day feels like a vacation in paradise.

Newest Listings in City Of Fernandina Beach

$629,000
3 Beds ⋅ 3 Baths ⋅ 2157889 MLS
NEW CONSTRUCTION on Island with TWO CAR GARAGE. Lock and Go on the Island. Designer Like finishing touches. Kitchen features quartz countertops, s/s appliances, accent counter lighting, eat at island, plus dining area. All windows and doors have been trimmed with casing not just drywall, smooth ceilings throughout, designer lighting and mirrors, 9 ft ceilings and 8 ft doors. Elevator shaft pre constructed, large closet on 1st and 2nd floor for future installation if buyer desires. French Doors open to the Primary Bedroom with lots of light, bath w/oversized shower and dual shower heads (polished nickel finish) and there is an access to their own balcony. Custom closet shelving in bedrooms, separate linen closet, LVP floors throughout. Outside: hardy board siding, all outdoor ceilings stained with tongue and groove ceilings. Balcony off the primary bedroom, lower level covered patio and yard featuring synthetic turf (no grass cutting) Special paver driveways allow the water to flow through. 704 9th Street is the model, PHOTOS ARE FROM 704. Finishes may be different, lighting, quartz color, cabinet color.

708 S 9th Street, Fernandina Beach
$664,999
4 Beds ⋅ 2 Baths ⋅ 2156445 MLS
Completely remodeled home on Amelia Island ! This 4 bedroom, 2 full bath home has been tastefully reimagined from top to bottom with new siding, new windows, new doors and millwork thoughout, smooth ceilings, on demand water heater, new kitchen appliances, soft close cabinets and drawers, full flooring replacement. French doors added leading to the new spacious rear deck, and all freshly painted interior. The backyard is large enough for a pool and/or a detached garage for additional parking or to enjoy swimming under the stars. Close to the amazing white sandy beaches and historic downtown Fernandina Beach with great local restaurants and live music, art galleries, shopping, and strolling the waterfront to catch the beautiful sunsets. Just a short drive to Jacksonville International Airport, Mayport NAS, Jax NAS, and Kings Bay.

714 S 14th Street, Fernandina Beach
$474,000
3 Beds ⋅ 2 Baths ⋅ 2156292 MLS
PRICED TO MOVE & MOVE-IN READY! Experience Amelia Island living for under $500K in this fully remodeled home packed with high-impact upgrades. Enjoy new flooring, an updated kitchen with stainless steel appliances, backsplash, and a large center island. Major updates include a 2022 roof, HVAC, water heater, and solar panels, plus energy-efficient windows installed in 2023. Professional structural improvements by Alpha Foundations provide added peace of mind. Updated bathrooms, a private outdoor shower, and a fully fenced, low-maintenance backyard with turf, gravel accents, stepping-stone paths, and a storage shed make island living easy. Wildlife and pest bond is transferable. Mostly furnished with ample parking. Just 0.5 miles to Historic Downtown Fernandina Beach and approximately 2 miles to Amelia Island beaches. Major updates are done, just move in and start living the island lifestyle!

1000 Date Street, Fernandina Beach
$549,900
3 Beds ⋅ 3 Baths ⋅ 2154960 MLS
feel, while the chef-inspired kitchen features quartz countertops, stainless steel appliances, and a generous island that naturally becomes the gathering place for family and friends. Upstairs, spacious bedrooms provide comfort and privacy, including a serene primary suite designed for relaxation at the end of the day. With all major systems new in 2023, you'll enjoy the peace of mind and low-maintenance lifestyle today's buyers are seeking. Step outside to a raised patio and fenced backyard, creating the perfect space for morning coffee, weekend cookouts, or quiet evenings under the stars. A one-car garage and manageable lot size make everyday living simple and efficient. Perfectly positioned between downtown Fernandina Beach and Main Beach, this location makes it easy to embrace the Amelia Island lifestyle. Hop on your bike, take a golf cart ride to Centre Street for dinner, or spend the afternoon with your toes in the sand. Few locations offer this level of convenience to both the beach and downtown. Move-in ready and beautifully maintained, this home offers a rare opportunity to enjoy newer construction in one of Fernandina Beach's most desirable in-town locations. Love Where You Live.

523 S 13th Terrace, Fernandina Beach
$429,890
3 Beds ⋅ 2 Baths ⋅ 2153880 MLS
This beautifully renovated 3 bed, 2 bath home has been redone from top to bottom! Located in the heart of Fernandina Beach, just minutes from historic downtown, it features new flooring, fresh paint, a new kitchen with cabinets, countertops, and stainless steel appliances, plus completely updated bathrooms. Major updates include a new roof (2026), new A/C (2026), and new vinyl fencing. Relax on the charming front porch and enjoy move-in-ready living in a great location.

824 S 10th Street, Fernandina Beach
$365,000
2 Beds ⋅ 1 Baths ⋅ 2153239 MLS
Move-in ready cottage available at 1009 Calhoun Street, just a short stroll to downtown Historic Fernandina Beach and the white sandy beaches on Amelia Island. This 2 bedroom, 1 bath home has a fully fenced yard, a low maintenance gravel parking area, fruit trees & a relaxing front porch. Perfect for a personal home, rental, or a vacation home that is close to everything that makes Amelia Island a popular destination! Professional pictures coming soon.

1009 Calhoun Street, Fernandina Beach
$900,000
3 Beds ⋅ 2 Baths ⋅ 2153066 MLS
Located in the historic City Mart Building in downtown Fernandina Beach, this 1500 sqft space is one of few properties offering this flexibility. Zoned C-3, allowing residential, retail, office, or mixed-use, the possibilities here are incredible! Accessed from a breezeway on S 3rd St, double glass doors open to a spacious room well-suited for a retail shop, gallery, or living area. A large room with custom built-ins is ideal as an executive office, bedroom, or space to browse in a boutique setting. The ground level also includes a kitchenette, half bath, and storage. The upper level provides access to a shared balcony and includes a large flex area as well as three private rooms, a large second kitchenette and additional half bath. The City Mart building is one of Fernandina's most recognizable landmarks, fronting Centre Street, and home to Fantastic Fudge and professional offices. The 3rd St. location offers visibility and foot traffic if desired for retail, while the breezeway entrance creates a more tucked-away, private feel. The layout naturally supports retail or gallery space below with residential or studio space above. Imagine a boutique, yoga or art studio, live/work arrangement, or monthly furnished rental. The historic district has stood the test of time as a walkable, working downtown and year-round hub for dining, curated boutiques, and beloved community events. That authenticity is a defining feature of the island's enduring appeal. A zoning confirmation letter outlining permitted uses for C-3 zoning is on file; buyer shall seek permits for renovations or change of use, if required. Seize this opportunity to establish your presence in the heart of Amelia Island's vibrant historic district!

5 S 3rd Street Unit B, Fernandina Beach
$299,000
2147293 MLS
Exceptional opportunity to own a highly visible mixed-use parcel on 8th Street, just blocks from the heart of historic downtown Fernandina Beach. Featuring prominent main street frontage, this property offers excellent potential for commercial, residential, or investment use. Design and build a live/work property where your business thrives on the ground floor and your residence sits comfortably above. Ideal for entrepreneurs seeking work-life balance or investors looking to develop a duplex for rental income. With high traffic exposure, flexible zoning, and proximity to shops, restaurants, and the marina, this lot is a blank canvas for your next chapter.

8th Street, Fernandina Beach
$749,000
3 Beds ⋅ 2 Baths ⋅ 2144930 MLS
Seller offering up to $10,000 toward buyer closing costs and prepaids with an acceptable offer! Completely remodeled historic Amelia Island home overlooking Central Park and located near the beach, historic downtown, waterfront, local dining, and shopping. This 3-bedroom Fernandina Beach home blends the character buyers want with modern updates, including refinished original hardwood floors, updated plumbing and electrical, new windows and ductwork, plus custom 6'' baseboards, casings, crown molding, and stair rails. Natural light fills the home. The kitchen was designed to stand out, featuring solid wood slim shaker cabinetry with soft-close hinges, quartz countertops, decorator tile backsplash, Amerock hardware, stainless appliances, and bar seating. The upstairs primary suite offers a custom walk-in closet and a spacious bathroom with dual vanities, soaking tub, decorator tile, and a large walk-in shower with dual shower heads. Two downstairs bedrooms provide flexible space for guests or a home office. Main floor bathroom includes a walk-in glass shower with timeless finishes. Outside, the paver driveway and walkways add curb appeal while the fenced backyard, mature trees, spacious rear deck, and shed create usable outdoor space for entertaining, storage, hobbies, or enjoying the coastal lifestyle. Set on a 4,356 sq ft lot directly across from Central Park with quick access to downtown Fernandina Beach and Amelia Island beaches, this move-in ready home offers the rare combination of historic charm, modern improvements, and one of the most convenient island locations. Furniture negotiable and optional home warranty available with accepted offer.

1230 Beech Street, Fernandina Beach
$1,689,000
2 Beds ⋅ 2 Baths ⋅ 2141263 MLS
Tucked along the tranquil shores of Eagan's Creek, this charming waterfront cottage offers the ultimate Amelia Island lifestyle. Located on the sought-after north end, this fully remodeled home sits on a quiet street just minutes from the shops and restaurants of Centre Street. On city water and sewer, and no HOA or CDD fees or restrictions -- so there's plenty of room to bring your boat or RV and truly enjoy coastal living your way! Having undergone a complete renovation by Pickett Construction, this home blends coastal elegance with modern upgrades. Plans are drawn for an 800-sq-ft addition that would add two bedrooms, maximizing potential. The open-concept living, kitchen, and dining area are designed to capture breathtaking marsh views and unforgettable sunset skies. The owner's suite offers a walk-in closet with custom built-ins and a beautifully remodeled en suite bath. The secondary bedroom and additional flex room offer flexibility for guests, storage, or an overflow sleeping space. Inside, you'll find luxury vinyl plank flooring throughout, vaulted ceilings, shiplap accents, and an abundance of natural light. A cozy wood-burning fireplace anchors the living space, while the kitchen features a large island with breakfast bar seating, white cabinetry, and a wine fridge--perfect for entertaining. Step outside to your private oasis where an expansive back deck leads to a paver patio and firepit, all overlooking the marsh. Enjoy direct water access with your own private dock and floating dock--ideal for kayaking, fishing, or simply soaking in the peaceful surroundings. A rare opportunity to own a true waterfront retreat in one of Amelia Island's most desirable locations!

1421 Highland Drive, Fernandina Beach
$1,098,000
3 Baths ⋅ 2135690 MLS
Check out the video walkthrough available on YouTube and also attached to the listing. Prime industrial contractor facility for sale in Fernandina Beach, FL offering an excellent opportunity for an owner-user or investor. The property is currently home to an established HVAC, plumbing, and electrical company and is ideally suited for service contractors, mechanical companies, electrical contractors, plumbing businesses, HVAC operations, or similar trades. The building supports office, shop, and operational space with room for equipment, service vehicles, and contractor fleet operations. Ideal for a contractor headquarters, service company facility, or industrial shop. The real estate is offered at $1,098,000, and the established HVAC, plumbing, and electrical business may also be available for purchase with the real estate for $1,400,000. Convenient access to major roadways serving Fernandina Beach, Amelia Island, and the greater Northeast Florida market.

831 S 8th Street, Fernandina Beach
$1,499,000
4 Beds ⋅ 3 Baths ⋅ 2133398 MLS
Experience the rare blend of MODERN LUXURY and DOWNTOWN CHARM in this FULLY FURNISHED, brand-new custom home, just steps from the vibrant heart of Historic Fernandina Beach. Perfectly positioned on an OVERSIZED 100' x 125' DOUBLE LOT, this thoughtfully designed residence offers over 3,200 square feet of refined living space with 4 bedrooms, a dedicated office/flex space, and 3 full baths. LVP flooring flows throughout the open-concept layout, creating a seamless and inviting atmosphere. The designer kitchen is a true showpiece, featuring stunning quartzite countertops, Italian french door range and oversized refrigerator, custom wood shelving in the expansive walk-in pantry, and abundant prep space. The primary suite is a private retreat, complete with its own balcony porch perfect for relaxation. The SPA-INSPIRED PRIMARY BATHROOM showcases a sophisticated WET ROOM with a spacious walk-in shower and deep soaking tub, along with a generously sized walk-in closet designed for both beauty and function. ZONED for MIXED-USE, this property offers exceptional flexibility for residential living, investment potential, or a live-work opportunity. The double lot provides ample space for boat or RV storage, additional parking, and plenty of room to design your dream pool, pool house, or ADU. The rear outdoor living area is already pre-wired and plumbed for an outdoor kitchen, making future expansion effortless. Additional notable features include a whole-home dehumidifier, solid-core doors throughout, and a charming wine cellar tucked beneath the staircase. A rare opportunity to own a custom-built luxury home in the heart of downtown Fernandina Beach -- where lifestyle, location, and versatility come together beautifully.

424 S 3rd Street, Fernandina Beach
Start Your Search
© 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved. This data up-to-date as of . For the most current information, contact Diamond Realty Group of Amelia, Inc..