City Of Fernandina Beach Real Estate

City Of Fernandina Beach Real Estate

Welcome to the City of Fernandina Beach, a picturesque subdivision nestled in the heart of Nassau County, Florida. Known for its pristine beaches, charming historic district, and vibrant community, Fernandina Beach offers a unique blend of small-town charm and coastal living.

Located on Amelia Island, Fernandina Beach boasts a rich history dating back to the 19th century, evident in its well-preserved Victorian architecture and historic landmarks. Residents and visitors alike can explore the quaint shops, art galleries, and restaurants that line the streets of the downtown area, or take a leisurely stroll along the waterfront to admire the stunning views of the Atlantic Ocean.

Nature enthusiasts will appreciate the abundance of outdoor recreational activities available in Fernandina Beach, from kayaking and paddleboarding along the Intracoastal Waterway to hiking and biking through the lush maritime forests of the island. With an average of 230 days of sunshine per year, the city's mild climate makes it the perfect destination for outdoor adventures year-round.

Fernandina Beach is also home to top-rated schools, healthcare facilities, and a thriving economy, making it an ideal place to live, work, and play. Whether you're looking for a permanent residence or a vacation home, Fernandina Beach offers a diverse range of real estate options to suit every lifestyle.

Come experience the laid-back coastal charm and Southern hospitality of Fernandina Beach – where every day feels like a vacation in paradise.

Newest Listings in City Of Fernandina Beach

$719,000
4 Beds ⋅ 3 Baths ⋅ 2162277 MLS
Unexpected work relocation creates a RARE second chance to own this beautifully reimagined AMELIA ISLAND home! Purchased with plans to stay, the owners are giving the next buyer the opportunity to enjoy a MOVE-IN-READY island home with extensive improvements completed. Located in the desirable Five Points area, this 4-bedroom, 3-bath home offers flexible living space on a generous lot-all with NO HOA and NO CDD! Enjoy the freedom of island living just 3 miles from Main Beach, with the charm, dining, shopping, and entertainment of historic Centre Street just a golf-cart ride away. The fenced backyard has plenty of room for a private oasis--think pool, outdoor kitchen, firepit, gardens, play area, or entertaining space. A 1.5-car attached garage PLUS an additional detached garage/WORKSHOP provides exceptional storage and hobby space! Convenient to Jax Airport & Military Bases! A home where the big projects have already been done - this can be YOUR opportunity to live like a LOCAL!

1457 Holly Drive, Fernandina Beach
$525,000
2 Beds ⋅ 2 Baths ⋅ 2160855 MLS
At 101 South 8th Street, you will find a rare opportunity to own a versatile property in the heart of Historic Fernandina Beach. Situated on a 67x100 ft corner lot, this property offers frontage on both 8th Street and Ash Street. Upwards of 21,000 cars pass by on 8th Street and visibility of Kate's Tree for tourists and locals alike on Ash, the location offers exceptional flexibility within the C-3 zoning district. The C-3 District is intended for the development of land uses within the central business district as the City's center for residential, financial, commercial, governmental, professional, and cultural activities. Centre Street--home to shops, restaurants, weekend Farmers Markets, and seasonal events like Dickens on Centre, Sounds on Centre, fireworks, and parades--is just around the corner. The Atlantic Ocean and Amelia island's famed beaches are just a mile away. The current residence is ready for your vision and offers over 1700 sf with two bedrooms, and 1.5 baths on the main floor and a loft on the second floor. The kitchen is tucked away from the main living spaces and has a separate entry door. From the main entry door, the staircase leads to a light-filled loft space with many possibilities for use. The Ash Street entry provides an accessible ramp for entry to two separate rooms and is adjacent to off-street parking. Whether you're looking to develop, invest, or create a business opportunity, 101 S 8th Street offers a rare combination of location and flexibility in one of Florida's most notable coastal communities.

101 S 8th Street, Fernandina Beach
$1,649,000
4 Beds ⋅ 3 Baths ⋅ 2159298 MLS
Step into timeless grandeur with this meticulously renovated 1883 residence in the heart of Amelia Island. Boasting 4 bedrooms, 3 baths, and 3,745 sq ft of living space, this historic home blends old-world charm with modern convenience. A comprehensive renovation revitalized every corner, while the addition of an elevator enhances accessibility throughout the multi-level design. Flexible C-3 zoning allows a variety of uses and the option to rent the rear space for additional income. Nestled at 22 North 4th Street in the Fernandina Beach Historic District, enjoy walkable access to the riverfront, beach, dining, and boutique shopping. With its perfect fusion of vintage elegance and contemporary comfort, this property offers endless possibilities for living, working, or investing in the island's most coveted location.

22 N 4th Street, Fernandina Beach
$629,000
3 Beds ⋅ 3 Baths ⋅ 2157889 MLS
NEW CONSTRUCTION on Island with TWO CAR GARAGE. Lock and Go on the Island. Designer Like finishing touches. Kitchen features quartz countertops, s/s appliances, accent counter lighting, eat at island, plus dining area. All windows and doors have been trimmed with casing not just drywall, smooth ceilings throughout, designer lighting and mirrors, 9 ft ceilings and 8 ft doors. Elevator shaft pre constructed, large closet on 1st and 2nd floor for future installation if buyer desires. French Doors open to the Primary Bedroom with lots of light, bath w/oversized shower and dual shower heads (polished nickel finish) and there is an access to their own balcony. Custom closet shelving in bedrooms, separate linen closet, LVP floors throughout. Outside: hardy board siding, all outdoor ceilings stained with tongue and groove ceilings. Balcony off the primary bedroom, lower level covered patio and yard featuring synthetic turf (no grass cutting) Special paver driveways allow the water to flow through.PHOTOS ARE FROM 704. Finishes may be different, lighting, quartz color, cabinet color.

708 S 9th Street, Fernandina Beach
$659,900
4 Beds ⋅ 2 Baths ⋅ 2156445 MLS
Completely remodeled home on Amelia Island ! This 4 bedroom, 2 full bath home has been tastefully reimagined from top to bottom with new siding, new windows, new doors and millwork thoughout, smooth ceilings, on demand water heater, new kitchen appliances, soft close cabinets and drawers, full flooring replacement. French doors added leading to the new spacious rear deck, and all freshly painted interior. The backyard is large enough for a pool and/or a detached garage for additional parking or to enjoy swimming under the stars. Close to the amazing white sandy beaches and historic downtown Fernandina Beach with great local restaurants and live music, art galleries, shopping, and strolling the waterfront to catch the beautiful sunsets. Just a short drive to Jacksonville International Airport, Mayport NAS, Jax NAS, and Kings Bay.

714 S 14th Street, Fernandina Beach
$535,000
3 Beds ⋅ 3 Baths ⋅ 2154960 MLS
When you can't decide between downtown and the beach, choose a home that puts you between both. Built in 2023, 523 S. 13th Terrace offers something increasingly difficult to find on Amelia Island: newer construction in an established in-town location with easy access to both historic downtown Fernandina Beach and Main Beach. Inside, vaulted ceilings and an open floor plan create a bright, airy feel, while the kitchen brings everyone together with quartz countertops, stainless steel appliances, generous cabinetry, and a spacious island. A dedicated office nook provides just enough separation for working from home without sacrificing an entire room. Upstairs, three bedrooms offer comfortable separation from the main living spaces, including a spacious primary suite designed as a quiet retreat at the end of the day. Outside, the fenced backyard and extended raised patio create room for morning coffee, weekend grilling, pets, or simply enjoying a Florida evening at home. A one-car garage a adds everyday convenience, while major systems dating to the home's 2023 construction offer the benefits of newer construction and a lower-maintenance lifestyle. But the location is what changes how you live here. Bike or golf cart toward Centre Street for coffee, dinner, shopping, the marina, and waterfront sunsets. Head the other direction when Main Beach is calling. Whether your perfect Amelia Island day begins downtown or ends with your toes in the sand, you're positioned to enjoy both. 523 S. 13th Terrace isn't about choosing between two of Fernandina Beach's best lifestyles. Here, you don't have to. Love Where You Live.

523 S 13th Terrace, Fernandina Beach
$397,990
3 Beds ⋅ 2 Baths ⋅ 2153880 MLS
This beautifully renovated 3 bed, 2 bath home has been redone from top to bottom! Located in the heart of Fernandina Beach, just minutes from historic downtown, it features new flooring, fresh paint, a new kitchen with cabinets, countertops, and stainless steel appliances, plus completely updated bathrooms. Major updates include a new roof (2026), new A/C (2026), and new vinyl fencing. Relax on the charming front porch and enjoy move-in-ready living in a great location.

824 S 10th Street, Fernandina Beach
$900,000
3 Beds ⋅ 2 Baths ⋅ 2153066 MLS
Located in the historic City Mart Building in downtown Fernandina Beach, this 1500 sqft space is one of few properties offering this flexibility. Zoned C-3, allowing residential, retail, office, or mixed-use, the possibilities here are incredible! Accessed from a breezeway on S 3rd St, double glass doors open to a spacious room well-suited for a retail shop, gallery, or living area. A large room with custom built-ins is ideal as an executive office, bedroom, or space to browse in a boutique setting. The ground level also includes a kitchenette, half bath, and storage. The upper level provides access to a shared balcony and includes a large flex area as well as three private rooms, a large second kitchenette and additional half bath. The City Mart building is one of Fernandina's most recognizable landmarks, fronting Centre Street, and home to Fantastic Fudge and professional offices. The 3rd St. location offers visibility and foot traffic if desired for retail, while the breezeway entrance creates a more tucked-away, private feel. The layout naturally supports retail or gallery space below with residential or studio space above. Imagine a boutique, yoga or art studio, live/work arrangement, or monthly furnished rental. The historic district has stood the test of time as a walkable, working downtown and year-round hub for dining, curated boutiques, and beloved community events. That authenticity is a defining feature of the island's enduring appeal. A zoning confirmation letter outlining permitted uses for C-3 zoning is on file; buyer shall seek permits for renovations or change of use, if required. Seize this opportunity to establish your presence in the heart of Amelia Island's vibrant historic district!

5 S 3rd Street Unit B, Fernandina Beach
$1,689,000
2 Beds ⋅ 2 Baths ⋅ 2141263 MLS
Tucked along the tranquil shores of Eagan's Creek, this charming waterfront cottage offers the ultimate Amelia Island lifestyle. Located on the sought-after north end, this fully remodeled home sits on a quiet street just minutes from the shops and restaurants of Centre Street. On city water and sewer, and no HOA or CDD fees or restrictions -- so there's plenty of room to bring your boat or RV and truly enjoy coastal living your way! Having undergone a complete renovation by Pickett Construction, this home blends coastal elegance with modern upgrades. Plans are drawn for an 800-sq-ft addition that would add two bedrooms, maximizing potential. The open-concept living, kitchen, and dining area are designed to capture breathtaking marsh views and unforgettable sunset skies. The owner's suite offers a walk-in closet with custom built-ins and a beautifully remodeled en suite bath. The secondary bedroom and additional flex room offer flexibility for guests, storage, or an overflow sleeping space. Inside, you'll find luxury vinyl plank flooring throughout, vaulted ceilings, shiplap accents, and an abundance of natural light. A cozy wood-burning fireplace anchors the living space, while the kitchen features a large island with breakfast bar seating, white cabinetry, and a wine fridge--perfect for entertaining. Step outside to your private oasis where an expansive back deck leads to a paver patio and firepit, all overlooking the marsh. Enjoy direct water access with your own private dock and floating dock--ideal for kayaking, fishing, or simply soaking in the peaceful surroundings. A rare opportunity to own a true waterfront retreat in one of Amelia Island's most desirable locations!

1421 Highland Drive, Fernandina Beach
$1,098,000
3 Baths ⋅ 2135690 MLS
Check out the video walkthrough available on YouTube and also attached to the listing. Prime industrial contractor facility for sale in Fernandina Beach, FL offering an excellent opportunity for an owner-user or investor. The property is currently home to an established HVAC, plumbing, and electrical company and is ideally suited for service contractors, mechanical companies, electrical contractors, plumbing businesses, HVAC operations, or similar trades. The building supports office, shop, and operational space with room for equipment, service vehicles, and contractor fleet operations. Ideal for a contractor headquarters, service company facility, or industrial shop. The real estate is offered at $1,098,000, and the established HVAC, plumbing, and electrical business may also be available for purchase with the real estate for $1,400,000. Convenient access to major roadways serving Fernandina Beach, Amelia Island, and the greater Northeast Florida market.

831 S 8th Street, Fernandina Beach
$2,250,000
2123021 MLS
Maximize the Live Local Act on this prime 1.62-acre site, a rare commercial gem on Amelia Island. With 579' of frontage on A1A, this parcel is the ultimate gateway to Fernandina Beach, offering the scale needed for high-density mixed-use development. Nassau County is facing a critical housing gap; currently, only 44% of the local workforce lives in the county, with thousands of essential workers commuting hours due to a lack of attainable housing. With median home values at $669,620 and an 8% population surge, the demand for workforce units is at an all-time high. Zoned Commercial Intensive (CI) in unincorporated Nassau County, you benefit from lower taxes and the strategic option to annex into the City of Fernandina Beach for municipal utilities. By dedicating units to workforce housing, you can bypass local density/height caps and secure substantial property tax exemptions. Capitalize on this development-ready site where luxury demand meets a desperate need for housing.

1315 S 8th Street, Fernandina Beach
$239,000
2118075 MLS
EXCELLENT NEW PRICE! Discover an exceptional opportunity in one of Fernandina Beach's wonderfully livable areas! This partially-cleared lot, near the corner of S.12th St. & Elm, is one of the largest in the neighborhood, with approximately 94 feet of frontage and 100 feet of depth. Its central location places you close to everything that makes Amelia Island special. Enjoy easy access to downtown's charming shops & restaurants on Centre Street, stroll or bike to Central Park and reach the beach in just minutes. Some of the best recreational activities are just across the street! Whether you're envisioning a beautiful new dream home or a vacation getaway, this rare chance to build within the city limits gives you the flexibility to choose your own builder and design your island life. If you're an investor, you'll appreciate the attractive potential of adding a property in the heart of the island to your real estate portfolio. Opportunities such as this don't come along often. Hurry home

507 S 12th Street, Fernandina Beach
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