Middleburg Homes with Navigable Water Frontage

Middleburg Homes with Navigable Water Frontage

Welcome to Middleburg, Florida – a hidden gem nestled in the heart of Clay County. Known for its charming small-town atmosphere and rich history, Middleburg offers a perfect blend of rural tranquility and modern convenience. Located just a short drive from Jacksonville, this vibrant community is ideal for those seeking a peaceful lifestyle without sacrificing access to urban amenities.

One of the standout features of Middleburg is its stunning homes with navigable water frontage. Imagine waking up each morning to the serene sounds of nature, with the gentle lapping of water just outside your door. These properties not only provide breathtaking views but also offer endless recreational opportunities. Whether you enjoy fishing, kayaking, or simply relaxing by the water, having navigable access enhances your lifestyle in ways that few other homes can.

The real estate market in Middleburg is diverse, catering to families, retirees, and everyone in between. From charming single-family homes to luxurious waterfront estates, there’s something here for everyone. The community is known for its friendly neighbors and excellent schools, making it a great place to raise a family or enjoy your golden years.

In addition to its beautiful homes, Middleburg boasts lush parks, local shops, and a variety of dining options that celebrate the area’s Southern roots. With a strong sense of community and an abundance of outdoor activities, Middleburg is more than just a place to live – it’s a lifestyle waiting to be embraced. Come explore the beauty and charm of Middleburg, where your dream waterfront home awaits!

Newest Middleburg Homes with Navigable Water Frontage

$495,000
3 Beds ⋅ 2 Baths ⋅ 2156690 MLS
OPEN HOUSE on Sat-July 25th from 12pm to 2pm! Super RARE OPPORTUNITY to own this secluded WATERFRONT OASIS along BLACK CREEK in Middleburg! Nestled on 1.11 acres with an impressive 365 feet of direct water frontage, this property offers extreme privacy in a serene nature setting that is truly a peaceful escape. The elevated main living space is located entirely upstairs, perfectly framing stunning nature views from every direction. Inside, you will find a bright, open floor plan that connects the main living areas, which feature durable luxury vinyl plank flooring and carpet in the bedrooms. This level hosts 3 bedrooms and 2 full bathrooms, including a primary suite complete with a private bath, walk-in shower, walk-in closet, and French doors leading to spacious, covered porch that overlooks Black Creek, providing the perfect vantage point for morning coffee or evening relaxation. The ground level opens up to a massive recreational hub heated and cooled by the upstairs thermostat. This completely open space offers endless room to entertain and features a convenient second kitchen, a half bathroom, a laundry room, dedicated storage spaces, and a pool table that stays with the home. From here, you can step directly onto a large 730 SF concrete patio to enjoy the outdoors. For water enthusiasts, you can head straight down to the private dock to cast a line, launch your vessel into Black Creek, or simply take in the serene views. As aerial photos demonstrate, most of the expansive lot has already been cleared, offering plenty of room for animals, a garden, or even building a second dwelling. Hobbyists and mechanics will fall in love with the massive 1,150 SF two-car garage, which includes a generous workspace outfitted with custom cabinetry for all your tools. This unique estate is sure to bring its next owner endless peace and joy, so schedule your private tour today before it is gone! Roof 2023-HVAC 2023-Water Heater 2024

4296 Banks Road, Middleburg
$599,000
4 Beds ⋅ 3 Baths ⋅ 2156622 MLS
SELLER IS OFFERING $15,000 TOWARDS A DOCK. DEEP WATER. 235 FEET OF WATERFRONT FOOTAGE! 1.933 ACRES ON BLACK CREEK! HOUSE IS HIGH & DRY WITH HOUSE PAD IN X FLOOD ZONE, NEW METAL ROOF & FASTENER SYSTEM 2022 Welcome to this stunning 4-bedroom, 3-bathroom home situated on a tranquil Black Creek. This property offers a sense of privacy and serenity while still being conveniently located. Step inside to discover a beautifully updated kitchen featuring new countertops and modern appliances that perfectly complement the home's inviting atmosphere. The property also includes a versatile detached garage, currently set up as a game room, which is both heated and cooled for year-round comfort. This added space is perfect for entertaining or pursuing your favorite hobbies.

3860 Magnolia Street, Middleburg
$950,000
3 Beds ⋅ 4 Baths ⋅ 2154631 MLS
Welcome to the Black Creek Beauty! Tucked away in a dead-end lot along 200 ft of the quiet waters of Black Creek, this riverfront retreat is the perfect blend of privacy, craftsmanship and outdoor living. Expansive covered porches, warm wood finishes and an open-concept design built for gathering. Inside the main home, you'll find soaring cypress wood ceilings, abundant natural light, and a beautifully appointed kitchen creating an inviting atmosphere that feels both refined and relaxed. Multiple living spaces provide room to entertain, unwind or simply take in the peaceful surroundings. A custom designed deep pier foundation worth over $500,000 provides top of the line structural integrity for peace of mind. 48x25 screened in entertainment area with sink and bar, private dock and endless opportunities for boating, fishing, kayaking, or sunset cruises. Navigable to the St Johns River. Whether you're searching for a full-time residence or a waterfront escape, this property captures the best of Florida riverfront living. Barn/Workshop offers incredible flexibility with a 2nd spacious primary en suite with bathroom above an expansive 4-car workshop/garage. Perfect for guests, a home office, hobby space, or multigenerational living. This provides the extra room you've been looking for while the oversized garage offers ample space for vehicles, storage and projects! **Sq footage displayed for main house only. Additional sq footage in guest house**

3775 Forest Drive, Middleburg
$549,000
3 Beds ⋅ 3 Baths ⋅ 2152979 MLS
This traditional Southern Brick home sits on an acre overlooking a canal leading into deep water Black Creek and then the world. Step inside the front door to the sweeping grand staircase and soaring ceiling heights. Over 2800 sq. ft. and each bedroom enjoys additional large living and or storage areas. Hardwood floors, in the Foyer, Great Room, Den, and Dining Room. Solid surface countertops, double ovens and cooktop with large walk-in pantry in the kitchen open to the dining area. Covered front and back porches to enjoy the sweeping lawn and waterfront views. Separate room and bath with exterior access not included in sq. footage. This large homesite slopes down to the canal. Extensive circular driveway with plenty of room for boat or RV parking. Two additional 1 acre lots also available. WOOD IN GREAT ROOM IS ACCLIMATING TO HOME. WOOD FLOOR TO BE REPAIRED.

2235 Strawberry Creek Lane, Middleburg
$369,900
2 Beds ⋅ 2 Baths ⋅ 2150277 MLS
Heres your chance to live on Black Creek!!! Spend your days relaxing on the water, take the boat to dinner, and enjoy the beautiful view from any of the 3 screened in porches. Beautifully remodelled kitchen features 42 inch cabinets with crown moulding and black quartz countertops. This one is ready to go, bring your boat!

4162 Scenic Drive, Middleburg
$1,190,000
5 Beds ⋅ 5 Baths ⋅ 2150056 MLS
SPACIOUS ESTATE HOME CLOSE TO FLEMING ISLAND WITH POOL, WORKSHOP, AND ROOM FOR ALL YOUR TOYS ON 2.47 ACRES ALONG DOCTORS LAKE. NO HOA OR CDD FEES. Set in an elegant, established neighborhood. This property offers exceptional flexibility--bring your RV, boat, trailers, and more. A voluntary $50 HOA contribution helps maintain the neighborhood entrance. Designed for both everyday comfort and entertaining, the home features a 3-car insulated attached garage with air conditioning, a 24' x 31' detached garage/workshop, and a screened, heated saltwater pool and spa for year-round outdoor enjoyment. Inside you will find soaring ceilings, upgraded trim and beautiful real hardwood floors in the main living areas. The first-floor primary suite is spacious, private, and thoughtfully appointed with its own fireplace, direct pool access, a jetted tub, walk-in shower, double vanity, separate bidet, and an oversized walk-in closet. Traditional design with front and rear dual staircases. The main living areas are warm and inviting with lots of natural light, with a double-sided fireplace, beautiful hardwood floors throughout the family room, dining room, sitting room, and den/game room. The kitchen blends classic charm with modern functionality, offering a gas cooktop, electric double ovens, walk-in pantry, with additional under the stairs storage, bar-top seating, and an eat-in area ideal for casual meals or gathering with guests. Upstairs are four generously sized bedrooms. Bedrooms 2 and 3 each have private en-suite baths, while a third full bath serves guests. The 5th bedroom (approx. 24' x 31') offers incredible flexibility as a game room, media room, or additional family room. A loft/sitting area and abundant storage complete the second floor. Step outside to your private oasis: a custom 24' x 38' screened saltwater pool & spa, outdoor kitchen, and covered seating area. The pool deck was updated (2024), and a new Pentair saltwater system (2024) means it's ready for immediate enjoyment. Parking is unmatched, beginning with a circular driveway and extending to the fully insulated 3-car garage with wall-mounted A/C. The detached 24' x 31' garage/workshop includes its own 100-amp service and offers ideal space for projects, storage, or additional parking. Additional concrete connects both garage areas for easy access. Conveniently located near top-rated schools, shopping, dining, hospitals, and more--this move-in-ready estate is a rare gem in the heart of Clay County.

1806 Lakedge Drive, Middleburg
$459,900
3 Beds ⋅ 2 Baths ⋅ 2148315 MLS
Nearly new modular home on beautiful 3/4 acre direct Black Creek navigable lot with access to the St Johns River. Home is stilted to be out of flood zone with large covered deck with brand new hot tub.

4294 Banks Road, Middleburg
$575,000
3 Beds ⋅ 4 Baths ⋅ 2145781 MLS
Waterfront living on Black Creek with approximately 100 feet of frontage and panoramic water views from multiple rooms throughout the home. This 3-bedroom, 3-bathroom single-family residence offers 2,719 square feet of living space and combines distinctive architectural design with practical updates, including a new roof in 2024 and a whole-house generator. Expansive windows and soaring ceilings bring natural light inside while showcasing the creek views that define the property. The remodeled kitchen is designed for both everyday living and entertaining, featuring white cabinetry, Corian countertops, a large center island, abundant storage, pull-out drawers, an LG refrigerator, and stainless steel appliances. Wood and tile flooring extend throughout the home, while the spacious layout includes a bonus recreation room that provides flexibility for hobbies, work, or gathering space. The upstairs primary suite offers private balcony access overlooking Black Creek, creating a front-row view of the waterfront setting. A sunroom provides an additional space to relax and enjoy the scenery year-round. Each downstairs bedroom includes its own updated bathroom, including one with a deep soaking tub and shower combination. Exterior features include full wood siding, a 2-car garage, and direct access to the natural beauty of Black Creek. The combination of waterfront frontage, mature character, and recent improvements makes this property a compelling option for buyers seeking both space and functionality. Located in Middleburg with no HOA, this home offers the opportunity to enjoy waterfront living while benefiting from major system updates already in place. If you have been searching for a Black Creek waterfront property with architectural character, generous living space, and year-round water views, this home is ready for your tour.

2402 Sandy Run Drive W, Middleburg
$759,990
4 Beds ⋅ 4 Baths ⋅ 2142265 MLS
Experience the best of waterfront living with this exceptional new construction opportunity in Jennings Farms on the banks of Black Creek. Offering incredible value for deep water access, this brand-new home includes a private dock perfect for boating, fishing, or simply enjoying the peaceful creekside setting. Thoughtfully designed, the home features 4bd/4ba +office and a spacious bonus room providing flexibility for both everyday living and entertaining. A 3-car garage adds convenience and ample storage. What truly sets this property apart is the opportunity to make it your own. With time to personalize finishes and design selections, you can tailor details to match your vision and lifestyle. Set within a growing community with attractive amenities, this is your chance to create a custom waterfront retreat without the wait or premium typically associated with new construction on navigable water. Build your dream home on Black Creek and enjoy the value of a new home on the water! Home is to be constructed. Photos 2-25 are representative examples of the builder's craftsmanship and may not reflect the exact home, floorplan, finishes, or features being offered for sale.

2258 Palisade Point, Middleburg
$380,000
2139778 MLS
Rare opportunity to own 8.208 acres of vacant residential land along the scenic banks of Black Creek, combining two parcels (4.799 acres and 3.409 acres) into one expansive offering. With approximately 640 feet of creek frontage, this property provides a unique blend of privacy, natural beauty, and usable space. The land is adorned with mature live oaks and offers a true Old Florida setting with no HOA and no close neighbors, making it ideal for those seeking a private homesite, weekend retreat, or recreational escape. Zoned vacant residential, the property allows flexibility for a custom build tailored to your vision. Positioned along a well-known kayaking route, this property serves as an ideal endpoint for an approximately 4-hour paddle from the Highway 16 drop-in--offering a rare lifestyle opportunity directly from your own land. Access is provided via a shared easement w/FL Power & Light Co, maintaining both privacy and practicality. For buyers looking to build, custom home plans are available from Eco One Inc, along with the option to work with a preferred local builder. A one-time close land and construction loan is also available through a preferred lender, allowing for a streamlined process from purchase through completion. Properties offering this combination of acreage, waterfront, and build potential are increasingly hard to find--don't miss the chance to secure a truly special piece of land.

000 Black Creek Drive, Middleburg
$360,000
2137425 MLS
Come and see this beautiful 5+ acre parcel with frontage on scenic Black Creek. There is a circular drive and an existing well on the property in addition to two sheds and a power pole. Build your country dream home and bring your animals because this is an agricultural property. This is a peaceful natural place with wildlife including turkeys, deer, hawks, and more. The property has many possibilities and provides privacy, but is not too far from St. Vincent's Hospital in Middleburg and a continuously growing shopping area. There are not many properties on Black Creek as nice as this!

4369 Hawk Haven Road, Middleburg
$545,000
3 Beds ⋅ 2 Baths ⋅ 2136767 MLS
Motivated seller is offering $5000 in concessions for closing costs or rate buy down!!! New Price, New Roof, New HVAC! Waterfront living on navigable Black Creek. This 3-bedroom 2-bathroom home offers direct water access with a private dock. Perfect for fishing, boating, or relaxing right from your backyard. Enjoy venturing to the ocean, near-by Springs, and waterfront restaurants for the ultimate Florida Boater Lifestyle. The property features a spacious lot with room to enjoy outdoor living and take in peaceful water views. Conveniently located just minutes from downtown Middleburg with access to shopping, dining, and everyday essentials. Easy access to the First Coast Expressway (23) makes commuting simple. Whether you're looking for a full-time residence or a weekend retreat this waterfront property offers a unique opportunity to enjoy life on the water. Bring the fun!!!

2060 Cornell Road, Middleburg
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